Quote Object ( [file] => [totalAmountInsured] => 10100 [totalValueGoods] => 10000 [freightCharges] => 100 [policyExcess] => [insurancePremium] => 202 [IPT] => 36.24 [subjectToIPT] => 1 [adminFee] => 100 [totalCost] => [from] => 471 [to] => 243 [fromFreeText] => UNITED KINGDOM [toFreeText] => AMERICAN SAMOA [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => Reason Global FN [companyName] => Reason Global Removals [manager] => [lossAdjuster] => 775 [removalsTitle] => [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 25 [countryBand] => 1122 [maximumAmountInsured] => 10000 [internationalLaw] => UK [canCalculatePremiums] => 1 [IPTRate] => 12 [maxRateAdjustmentPercentage] => 10 [extensionsUK] => 0.001 [extensionsDestination] => 0.002 [rgiCommission] => 20 [backdateDaysRemovals] => 3 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => 1 [additionsDiscountCount] => 3 [hasMouldAndMildew] => 1 [hasPairsAndSets] => 1 [hasMechanicalAndElectricalDerangement] => 1 [hasFurniture] => 1 [hasMotor] => [hasTotalFreight] => 1 [hasInventoryCover] => [hasLumpsumCover] => [hasDestinationAgent] => 1 [canAccessReports] => 1 [canQuote] => 1 [canEditRates] => 1 [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => 1 [hasFCLGroupage] => [hasStorageInIsolation] => 1 [usesTypeOfGoods] => [usesAdminFee] => 1 [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => 1 [requestCompanyName] => 1 [activateHolidayCover] => 1 [homePageLogo] => https://secure.reason-global.com/wp-content/uploads/2021/02/logo-kode.gif [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] [1] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [email protected] [hasAdditionalInformation] => 1 [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => UNITED KINGDOM, CHANNEL ISLANDS, ISLE OF MAN, EIRE AND ALL EEC. ) [1] => Array ( [travel_band] => B [details] => USA & CANADA ) [2] => Array ( [travel_band] => C [details] => Australia, NZ, Far East, Suth Africa, Japan, Hong Kong, Singapore, Malaysia, UAE. ) [3] => Array ( [travel_band] => D [details] => ROW other than excluded countries - exclusding transit to, from and or via Afghanistan, Angola, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia,Libya, Myanmar, Nicaragua, Nigeria, North Korea, Rwanda, Sierra Leone, Somalia, Sudan, Syria,Uganda, Zimbabwe and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) ) [excessRates] => Array ( [0] => Array ( [excess_amount] => 50 [excess_percent] => 0.01 ) [1] => Array ( [excess_amount] => 500 [excess_percent] => 5 ) [2] => Array ( [excess_amount] => 1000 [excess_percent] => 7.5 ) ) [rates] => Array ( [0] => Array ( [transport] => Air [area] => A [cover] => A [standard_rate_buying] => 1 [standard_rate_selling] => 3 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [1] => Array ( [transport] => Air [area] => A [cover] => B [standard_rate_buying] => 0.5 [standard_rate_selling] => 1.5 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [2] => Array ( [transport] => Air [area] => A [cover] => C [standard_rate_buying] => 0.45 [standard_rate_selling] => 1.3 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [3] => Array ( [transport] => Air [area] => B [cover] => A [standard_rate_buying] => 1.2 [standard_rate_selling] => 3.2 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [4] => Array ( [transport] => Air [area] => B [cover] => B [standard_rate_buying] => 0.6 [standard_rate_selling] => 0.8 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [5] => Array ( [transport] => Air [area] => B [cover] => C [standard_rate_buying] => 0.5 [standard_rate_selling] => 1.5 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [6] => Array ( [transport] => Air [area] => C [cover] => A [standard_rate_buying] => 0.6 [standard_rate_selling] => 3.4 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [7] => Array ( [transport] => Air [area] => C [cover] => B [standard_rate_buying] => 0.2 [standard_rate_selling] => 2 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [8] => Array ( [transport] => Air [area] => C [cover] => C [standard_rate_buying] => 0.6 [standard_rate_selling] => 1.8 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [9] => Array ( [transport] => Air [area] => D [cover] => A [standard_rate_buying] => 1.4 [standard_rate_selling] => 3.6 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [10] => Array ( [transport] => Air [area] => D [cover] => B [standard_rate_buying] => 0.8 [standard_rate_selling] => 2.1 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [11] => Array ( [transport] => Air [area] => D [cover] => C [standard_rate_buying] => 0.7 [standard_rate_selling] => 1.9 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [12] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 1 [standard_rate_selling] => 3 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [13] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0.5 [standard_rate_selling] => 1.5 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [14] => Array ( [transport] => Road [area] => A [cover] => C [standard_rate_buying] => 0.45 [standard_rate_selling] => 1.3 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [15] => Array ( [transport] => Road [area] => B [cover] => A [standard_rate_buying] => 1.2 [standard_rate_selling] => 3.2 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [16] => Array ( [transport] => Road [area] => B [cover] => B [standard_rate_buying] => 0.6 [standard_rate_selling] => 1.8 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [17] => Array ( [transport] => Road [area] => B [cover] => C [standard_rate_buying] => 0.5 [standard_rate_selling] => 1.5 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [18] => Array ( [transport] => Road [area] => C [cover] => A [standard_rate_buying] => 1.3 [standard_rate_selling] => 3.4 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [19] => Array ( [transport] => Road [area] => C [cover] => B [standard_rate_buying] => 0.7 [standard_rate_selling] => 2 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [20] => Array ( [transport] => Road [area] => C [cover] => C [standard_rate_buying] => 0.6 [standard_rate_selling] => 1.8 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [21] => Array ( [transport] => Road [area] => D [cover] => A [standard_rate_buying] => 1.4 [standard_rate_selling] => 3.6 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [22] => Array ( [transport] => Road [area] => D [cover] => B [standard_rate_buying] => 0.8 [standard_rate_selling] => 2.1 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [23] => Array ( [transport] => Road [area] => D [cover] => C [standard_rate_buying] => 0.7 [standard_rate_selling] => 1.9 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [24] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 1 [standard_rate_selling] => 3 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [25] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0.5 [standard_rate_selling] => 1.5 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [26] => Array ( [transport] => Sea [area] => A [cover] => C [standard_rate_buying] => 0.45 [standard_rate_selling] => 1.3 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [27] => Array ( [transport] => Sea [area] => B [cover] => A [standard_rate_buying] => 1.2 [standard_rate_selling] => 3.2 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [28] => Array ( [transport] => Sea [area] => B [cover] => B [standard_rate_buying] => 0.6 [standard_rate_selling] => 1.8 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [29] => Array ( [transport] => Sea [area] => B [cover] => C [standard_rate_buying] => 0.5 [standard_rate_selling] => 1.5 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [30] => Array ( [transport] => Sea [area] => C [cover] => A [standard_rate_buying] => 1.3 [standard_rate_selling] => 3.4 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [31] => Array ( [transport] => Sea [area] => C [cover] => B [standard_rate_buying] => 0.7 [standard_rate_selling] => 2 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [32] => Array ( [transport] => Sea [area] => C [cover] => C [standard_rate_buying] => 0.6 [standard_rate_selling] => 1.8 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [33] => Array ( [transport] => Sea [area] => D [cover] => A [standard_rate_buying] => 1.4 [standard_rate_selling] => 3.6 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.2 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.2 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.2 [discount] => 0.25 [selling_discount] => 0.25 [min_premium] => 10 ) [34] => Array ( [transport] => Sea [area] => D [cover] => B [standard_rate_buying] => 0.8 [standard_rate_selling] => 2.1 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [35] => Array ( [transport] => Sea [area] => D [cover] => C [standard_rate_buying] => 0.7 [standard_rate_selling] => 1.9 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) ) [excessDoc] => 642 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed [cover_description] => All Risks of physical loss or damage subject to the version of the following London Institute Clauses current at the time of commencement of transit: Institute Cargo Clauses (A), and the War Clauses, Strikes Clauses, Termination of Transit Clause (Terrorism), Classification Clause, Insolvency Exclusion Amendment Clause, Radioactive Contamination, Chemical, Biological, Bio-Chemical, Electromagnetic Weapons Exclusion Clause and Cyber Attack Exclusion Clause. For the purposes of general average contribution and salvage charges recoverable hereunder, the effects insured shall be deemed to be insured for their full contributory value [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => [extensions] => 1 ) [1] => Array ( [cover] => B [cover_title] => Owner Packed [cover_description] => As in professionally packed but excluding breakage, scratching, denting, chipping, staining and tearing of owner packed effects unless directly caused by fire, stranding, sinking or collision of the vessel or collision or overturn of transporting land conveyance. Also excluding claims for missing items of owner packed cartons or packages unless an itemised valued list of contents of each carton or package is supplied by the owner prior to commencement of transit. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => [extensions] => ) [2] => Array ( [cover] => C [cover_title] => Restricted Conditions [cover_description] => Restricted Conditions - Total Loss [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => [extensions] => ) ) [movingCertificateId] => 1445 [storageCertificateId] => 1444 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-REMOVALS-CERTIFICATE.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-STORAGE-CERTIFICATE.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => 1 [id] => 2 [name] => [usesTypOofGoods] => ) [clientName] => Test Client [startDate] => 2022-07-27 [cover] => B [coverDocument] => [currentRate] => Array ( [transport] => Road [area] => C [cover] => B [standard_rate_buying] => 0.7 [standard_rate_selling] => 2 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 10 ) [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => 1.8 [companyName] => Kode Developments Ltd [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => Test Contractors Ref [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 2 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 3 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 202 [originalRate] => 2 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 25 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => Test [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1658919564 [name] => [area] => [modName] => [modAddress] => [modEmail] => [destinationAgent] => Test Destination Agent )



Quote Object ( [file] => [totalAmountInsured] => 1000 [totalValueGoods] => 1000 [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => 0 [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => 471 [to] => 253 [fromFreeText] => UNITED KINGDOM [toFreeText] => AUSTRALIA [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => mcgimpsey [companyName] => McGimpsey [manager] => [lossAdjuster] => 775 [removalsTitle] => [currencySymbol] => u00a3 [inventory] => 1483 [inventoryId] => 1 [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) [1] => Array ( [email] => [email protected] ) ) [contractorCode] => MCGIMPSEY [excess] => 0 [countryBand] => 1122 [maximumAmountInsured] => 500000 [internationalLaw] => UK [canCalculatePremiums] => [IPTRate] => 12 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0 [extensionsDestination] => 0 [rgiCommission] => 20 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => 1 [additionsDiscountCount] => 0 [hasMouldAndMildew] => 1 [hasPairsAndSets] => 1 [hasMechanicalAndElectricalDerangement] => 1 [hasFurniture] => 1 [hasMotor] => 1 [hasTotalFreight] => [hasInventoryCover] => [hasLumpsumCover] => [hasDestinationAgent] => [canAccessReports] => 1 [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => 1 [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => https://secure.reason-global.com/wp-content/uploads/2021/05/mcgimpseys-logo.jpg [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] [1] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => 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POLICY SUMMARY

 

Your mover has arranged a specialist insurance programme for the removal of your household goods, which is underwritten by Amica  for AXA Versicherung AG and Others.

This Policy Summary DOES NOT contain the full terms and conditions of the insurance contract as these are contained in the accompanying Terms and Conditions of Insurance at the back of this document.

Why purchase Transit Insurance?

Whilst great care is taken during the removal of your goods, there are many risks of loss or damage, which are beyond the Movers control. The Movers liability for loss or damage is limited by their standard contract terms and conditions, which are incorporated into all removal, storage and shipping contracts. For these reasons, you are strongly advised to take out an All Risks insurance policy to protect you from the many risks to which your goods will be exposed during removal, storage and transit.

If you do not take out adequate insurance, your recourse against the Mover and subsequent carriers or parties for loss or damage, if they are liable, may be limited. Other parties involved may include, for example, the shipping company or airline, other transport operators, the Port Authority and so on. These parties operate under separate contract conditions, or under international law or Conventions that may limit or exclude their liability. If a loss occurs at sea and the shipping company may declare a General Average loss (which is the cost incurred by the carrier to preserve the vessel and its cargo). In this case, you, as the shipper of the goods may have to contribute to the General Average loss incurred by the shipping company (this principle of contribution is an insurable risk and is covered by this policy).

Even though every care will be taken by the Mover, you will appreciate that the distances involved, coupled with the rigours of an international transit, means that on occasions loss and/or damage to your goods may occur. You are therefore strongly recommended to take out insurance cover to ensure that you are duly compensated for any loss which may occur.

What does the Policy cover and what does it exclude?

This policy provides All Risks of physical loss or damage cover for a Door to Door International transits of your goods arranged by the Mover, including periods of storage whilst in professional warehousing by or arranged by the Mover, subject to the terms and conditions of insurance detailed herein.

As with any insurance cover, this policy incorporates certain Exclusions, Conditions or limits and these are summarised in the Terms and Conditions attached. Please ensure that you understand the terms and conditions prior to agreeing to take up coverage under this policy, to avoid unnecessary surprises later on, in the event you need to make a claim.

How do I arrange cover through this Policy?

Please complete the enclosed Proposal Form. The basis of valuation of your goods, for this policy, should be the new replacement cost at destination for Household Goods and Personal Eufb00ects, and market value at destination for Antiques, Fine Arts, Automobiles, Motor Cycles, Boats, Campers and Trailer. You may need to make some enquiries to establish the comparable cost of living between your present location and the country you will be moving to. If you under-value your goods (i.e. insure them for less than their full value) your claim, should you need to make one, would be reduced accordingly. Should you feel the proposal form is too restrictive, you may compile and attach your own valued list. Please note however, that you should still complete the information requested at the top of the proposal form, state the grand total Insured Value and sign the declaration on page 2, returning both the proposal form and the valued list to us.


When you have completed the form, you must return this to us to enable us to provide you with a Con
ufb01rmation of Insurance.

 What happens if my insured goods are lost or damaged in transit?

In the event of loss or damage which might give rise to a claim under the insurance, immediate notice must be given in writing by you either to ourselves or the origin or destination agent. This is your intention of notice to claim and must be received within 30 days from the date of delivery (or scheduled date if claim is for non-delivery). Thereafter, you will have a further 30 days in which to notify full details of any losses and/or damages incurred. You will receive a Claim Form and detailed instructions on how to substantiate your claim.

In certain circumstances the Insurers may appoint a loss Adjuster; the adjusters role is to examine the scenes of the losses and investigate circumstances giving rise to the claim. The adjuster will report to the Insurers and Insurers will pay the adjusters fees. A Loss Adjuster will not assist in the preparation of a claim, but will advise you of what Insurers will require to consider the claim.

You will be asked to substantiate your claim for damaged items by obtaining local repair or replacement estimates, and it is helpful if you area able to provide photographs of the damage items.

IMPORTANT: If you fail to notify details of loss or damage within the time limits set out above, Insurers may decline your claim, or you may prejudice your claim. For example, if the currency of the amount claimed diufb00ers from the currency in which you insured your goods, the exchange rate used by Insurers to calculate settlement would be that prevalent at the time the Conufb01rmation of Insurance was issued

 

HOW TO COMPLETE THE PROPOSAL FORM

Please ufb01ll in all the relevant boxes on the Proposal Form. The Insured is the person proposing the insurance (i.e. your full name). The date packed is the date on which the removal work will commence. Indicate with a tick in the boxes to signify Owner Packed and/or Professionally Packed as appropriate. Professionally packed means goods packed by the Mover whereas Owner Packed means goods packed by you or parties other than the Mover or his agent. Please tick the appropriate principle method of transport e.g. land, sea or air. Identify the name of the town or city that you are Moving from and Moving to and the destination Country.

Household goods and personal eufb00ects should be insured for the new replacement cost in the country of destination

When listing the goods to be insured, you will need to have a reasonably good idea of the comparable cost of living in the country      to which your goods are being shipped.  List ALL goods and their new value at destination on the proposal form.   You  may choose  to attach your own detailed valued list, or attach additional pages if there is insuufb03cient space on the form.  Goods not declared and valued on the list are NOT insured.

Please note that if you do not insure your goods for their new replacement value, you will be under-insured. In the event of a claim for loss or damage, under insurance may result in the Insurer applying average when assessing a claim. This means, for example, that if an item were under-insured by 50%, the Insurers would only settle 50% of any repair cost. If that repair cost were higher than the declared value, subject to any payment by Insurers not exceeding the declared value of the item. Similarly, if the claim were for a shortage (lost item), settlement would be capped at that declared value.

Antiques, Fine Arts, Motor Vehicles, Motorcycles, Boats, Campers and Trailers should be valued at the market value at destination, i.e. the value for which the same, or similar items/vehicles could be purchased in an undamaged condition.

As above the application of average will apply in the event of under insurance.

It is in your interest to provide as much detail as possible.

You will need to list the quantity of each item that you will be moving (in the column marked QTY)

and enter the value of the item(s) in the column adjacent. For example, if you have 10 chairs in the dining room valued at £100 each you should write:

QTY       ARTICLE        VALUE

10          Chairs             £1,000

However, if 2 of the chairs are worth, for example £200 each, then you should list, and if possible identify them separately as follows:

QTY        ARTICLE                VALUE

8             Chairs (dining)     £ 800

2            Chairs (carver)      £ 400

Once you have listed all items, total the values in each column to produce a grand total.

 

 

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POLICY SUMMARY

 

Your mover has arranged a specialist insurance programme for the removal of your household goods, which is underwritten by Amica  for AXA Versicherung AG and Others.

This Policy Summary DOES NOT contain the full terms and conditions of the insurance contract as these are contained in the accompanying Terms and Conditions of Insurance at the back of this document.

Why purchase Transit Insurance?

Whilst great care is taken during the removal of your goods, there are many risks of loss or damage, which are beyond the Movers control. The Movers liability for loss or damage is limited by their standard contract terms and conditions, which are incorporated into all removal, storage and shipping contracts. For these reasons, you are strongly advised to take out an All Risks insurance policy to protect you from the many risks to which your goods will be exposed during removal, storage and transit.

If you do not take out adequate insurance, your recourse against the Mover and subsequent carriers or parties for loss or damage, if they are liable, may be limited. Other parties involved may include, for example, the shipping company or airline, other transport operators, the Port Authority and so on. These parties operate under separate contract conditions, or under international law or Conventions that may limit or exclude their liability. If a loss occurs at sea and the shipping company may declare a General Average loss (which is the cost incurred by the carrier to preserve the vessel and its cargo). In this case, you, as the shipper of the goods may have to contribute to the General Average loss incurred by the shipping company (this principle of contribution is an insurable risk and is covered by this policy).

Even though every care will be taken by the Mover, you will appreciate that the distances involved, coupled with the rigours of an international transit, means that on occasions loss and/or damage to your goods may occur. You are therefore strongly recommended to take out insurance cover to ensure that you are duly compensated for any loss which may occur.

What does the Policy cover and what does it exclude?

This policy provides All Risks of physical loss or damage cover for a Door to Door International transits of your goods arranged by the Mover, including periods of storage whilst in professional warehousing by or arranged by the Mover, subject to the terms and conditions of insurance detailed herein.

As with any insurance cover, this policy incorporates certain Exclusions, Conditions or limits and these are summarised in the Terms and Conditions attached. Please ensure that you understand the terms and conditions prior to agreeing to take up coverage under this policy, to avoid unnecessary surprises later on, in the event you need to make a claim.

How do I arrange cover through this Policy?

Please complete the enclosed Proposal Form. The basis of valuation of your goods, for this policy, should be the new replacement cost at destination for Household Goods and Personal Eufb00ects, and market value at destination for Antiques, Fine Arts, Automobiles, Motor Cycles, Boats, Campers and Trailer. You may need to make some enquiries to establish the comparable cost of living between your present location and the country you will be moving to. If you under-value your goods (i.e. insure them for less than their full value) your claim, should you need to make one, would be reduced accordingly. Should you feel the proposal form is too restrictive, you may compile and attach your own valued list. Please note however, that you should still complete the information requested at the top of the proposal form, state the grand total Insured Value and sign the declaration on page 2, returning both the proposal form and the valued list to us.


When you have completed the form, you must return this to us to enable us to provide you with a Con
ufb01rmation of Insurance.

 What happens if my insured goods are lost or damaged in transit?

In the event of loss or damage which might give rise to a claim under the insurance, immediate notice must be given in writing by you either to ourselves or the origin or destination agent. This is your intention of notice to claim and must be received within 30 days from the date of delivery (or scheduled date if claim is for non-delivery). Thereafter, you will have a further 30 days in which to notify full details of any losses and/or damages incurred. You will receive a Claim Form and detailed instructions on how to substantiate your claim.

In certain circumstances the Insurers may appoint a loss Adjuster; the adjusters role is to examine the scenes of the losses and investigate circumstances giving rise to the claim. The adjuster will report to the Insurers and Insurers will pay the adjusters fees. A Loss Adjuster will not assist in the preparation of a claim, but will advise you of what Insurers will require to consider the claim.

You will be asked to substantiate your claim for damaged items by obtaining local repair or replacement estimates, and it is helpful if you area able to provide photographs of the damage items.

IMPORTANT: If you fail to notify details of loss or damage within the time limits set out above, Insurers may decline your claim, or you may prejudice your claim. For example, if the currency of the amount claimed diufb00ers from the currency in which you insured your goods, the exchange rate used by Insurers to calculate settlement would be that prevalent at the time the Conufb01rmation of Insurance was issued

 

HOW TO COMPLETE THE PROPOSAL FORM

Please ufb01ll in all the relevant boxes on the Proposal Form. The Insured is the person proposing the insurance (i.e. your full name). The date packed is the date on which the removal work will commence. Indicate with a tick in the boxes to signify Owner Packed and/or Professionally Packed as appropriate. Professionally packed means goods packed by the Mover whereas Owner Packed means goods packed by you or parties other than the Mover or his agent. Please tick the appropriate principle method of transport e.g. land, sea or air. Identify the name of the town or city that you are Moving from and Moving to and the destination Country.

Household goods and personal eufb00ects should be insured for the new replacement cost in the country of destination

When listing the goods to be insured, you will need to have a reasonably good idea of the comparable cost of living in the country      to which your goods are being shipped.  List ALL goods and their new value at destination on the proposal form.   You  may choose  to attach your own detailed valued list, or attach additional pages if there is insuufb03cient space on the form.  Goods not declared and valued on the list are NOT insured.

Please note that if you do not insure your goods for their new replacement value, you will be under-insured. In the event of a claim for loss or damage, under insurance may result in the Insurer applying average when assessing a claim. This means, for example, that if an item were under-insured by 50%, the Insurers would only settle 50% of any repair cost. If that repair cost were higher than the declared value, subject to any payment by Insurers not exceeding the declared value of the item. Similarly, if the claim were for a shortage (lost item), settlement would be capped at that declared value.

Antiques, Fine Arts, Motor Vehicles, Motorcycles, Boats, Campers and Trailers should be valued at the market value at destination, i.e. the value for which the same, or similar items/vehicles could be purchased in an undamaged condition.

As above the application of average will apply in the event of under insurance.

It is in your interest to provide as much detail as possible.

You will need to list the quantity of each item that you will be moving (in the column marked QTY)

and enter the value of the item(s) in the column adjacent. For example, if you have 10 chairs in the dining room valued at £100 each you should write:

QTY       ARTICLE        VALUE

10          Chairs             £1,000

However, if 2 of the chairs are worth, for example £200 each, then you should list, and if possible identify them separately as follows:

QTY        ARTICLE                VALUE

8             Chairs (dining)     £ 800

2            Chairs (carver)      £ 400

Once you have listed all items, total the values in each column to produce a grand total.

 

 

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POLICY SUMMARY

 

Your mover has arranged a specialist insurance programme for the removal of your household goods, which is underwritten by Amica  for AXA Versicherung AG and Others.

This Policy Summary DOES NOT contain the full terms and conditions of the insurance contract as these are contained in the accompanying Terms and Conditions of Insurance at the back of this document.

Why purchase Transit Insurance?

Whilst great care is taken during the removal of your goods, there are many risks of loss or damage, which are beyond the Movers control. The Movers liability for loss or damage is limited by their standard contract terms and conditions, which are incorporated into all removal, storage and shipping contracts. For these reasons, you are strongly advised to take out an All Risks insurance policy to protect you from the many risks to which your goods will be exposed during removal, storage and transit.

If you do not take out adequate insurance, your recourse against the Mover and subsequent carriers or parties for loss or damage, if they are liable, may be limited. Other parties involved may include, for example, the shipping company or airline, other transport operators, the Port Authority and so on. These parties operate under separate contract conditions, or under international law or Conventions that may limit or exclude their liability. If a loss occurs at sea and the shipping company may declare a General Average loss (which is the cost incurred by the carrier to preserve the vessel and its cargo). In this case, you, as the shipper of the goods may have to contribute to the General Average loss incurred by the shipping company (this principle of contribution is an insurable risk and is covered by this policy).

Even though every care will be taken by the Mover, you will appreciate that the distances involved, coupled with the rigours of an international transit, means that on occasions loss and/or damage to your goods may occur. You are therefore strongly recommended to take out insurance cover to ensure that you are duly compensated for any loss which may occur.

What does the Policy cover and what does it exclude?

This policy provides All Risks of physical loss or damage cover for a Door to Door International transits of your goods arranged by the Mover, including periods of storage whilst in professional warehousing by or arranged by the Mover, subject to the terms and conditions of insurance detailed herein.

As with any insurance cover, this policy incorporates certain Exclusions, Conditions or limits and these are summarised in the Terms and Conditions attached. Please ensure that you understand the terms and conditions prior to agreeing to take up coverage under this policy, to avoid unnecessary surprises later on, in the event you need to make a claim.

How do I arrange cover through this Policy?

Please complete the enclosed Proposal Form. The basis of valuation of your goods, for this policy, should be the new replacement cost at destination for Household Goods and Personal Eufb00ects, and market value at destination for Antiques, Fine Arts, Automobiles, Motor Cycles, Boats, Campers and Trailer. You may need to make some enquiries to establish the comparable cost of living between your present location and the country you will be moving to. If you under-value your goods (i.e. insure them for less than their full value) your claim, should you need to make one, would be reduced accordingly. Should you feel the proposal form is too restrictive, you may compile and attach your own valued list. Please note however, that you should still complete the information requested at the top of the proposal form, state the grand total Insured Value and sign the declaration on page 2, returning both the proposal form and the valued list to us.


When you have completed the form, you must return this to us to enable us to provide you with a Con
ufb01rmation of Insurance.

 What happens if my insured goods are lost or damaged in transit?

In the event of loss or damage which might give rise to a claim under the insurance, immediate notice must be given in writing by you either to ourselves or the origin or destination agent. This is your intention of notice to claim and must be received within 30 days from the date of delivery (or scheduled date if claim is for non-delivery). Thereafter, you will have a further 30 days in which to notify full details of any losses and/or damages incurred. You will receive a Claim Form and detailed instructions on how to substantiate your claim.

In certain circumstances the Insurers may appoint a loss Adjuster; the adjusters role is to examine the scenes of the losses and investigate circumstances giving rise to the claim. The adjuster will report to the Insurers and Insurers will pay the adjusters fees. A Loss Adjuster will not assist in the preparation of a claim, but will advise you of what Insurers will require to consider the claim.

You will be asked to substantiate your claim for damaged items by obtaining local repair or replacement estimates, and it is helpful if you area able to provide photographs of the damage items.

IMPORTANT: If you fail to notify details of loss or damage within the time limits set out above, Insurers may decline your claim, or you may prejudice your claim. For example, if the currency of the amount claimed diufb00ers from the currency in which you insured your goods, the exchange rate used by Insurers to calculate settlement would be that prevalent at the time the Conufb01rmation of Insurance was issued

 

HOW TO COMPLETE THE PROPOSAL FORM

Please ufb01ll in all the relevant boxes on the Proposal Form. The Insured is the person proposing the insurance (i.e. your full name). The date packed is the date on which the removal work will commence. Indicate with a tick in the boxes to signify Owner Packed and/or Professionally Packed as appropriate. Professionally packed means goods packed by the Mover whereas Owner Packed means goods packed by you or parties other than the Mover or his agent. Please tick the appropriate principle method of transport e.g. land, sea or air. Identify the name of the town or city that you are Moving from and Moving to and the destination Country.

Household goods and personal eufb00ects should be insured for the new replacement cost in the country of destination

When listing the goods to be insured, you will need to have a reasonably good idea of the comparable cost of living in the country      to which your goods are being shipped.  List ALL goods and their new value at destination on the proposal form.   You  may choose  to attach your own detailed valued list, or attach additional pages if there is insuufb03cient space on the form.  Goods not declared and valued on the list are NOT insured.

Please note that if you do not insure your goods for their new replacement value, you will be under-insured. In the event of a claim for loss or damage, under insurance may result in the Insurer applying average when assessing a claim. This means, for example, that if an item were under-insured by 50%, the Insurers would only settle 50% of any repair cost. If that repair cost were higher than the declared value, subject to any payment by Insurers not exceeding the declared value of the item. Similarly, if the claim were for a shortage (lost item), settlement would be capped at that declared value.

Antiques, Fine Arts, Motor Vehicles, Motorcycles, Boats, Campers and Trailers should be valued at the market value at destination, i.e. the value for which the same, or similar items/vehicles could be purchased in an undamaged condition.

As above the application of average will apply in the event of under insurance.

It is in your interest to provide as much detail as possible.

You will need to list the quantity of each item that you will be moving (in the column marked QTY)

and enter the value of the item(s) in the column adjacent. For example, if you have 10 chairs in the dining room valued at £100 each you should write:

QTY       ARTICLE        VALUE

10          Chairs             £1,000

However, if 2 of the chairs are worth, for example £200 each, then you should list, and if possible identify them separately as follows:

QTY        ARTICLE                VALUE

8             Chairs (dining)     £ 800

2            Chairs (carver)      £ 400

Once you have listed all items, total the values in each column to produce a grand total.

 

 

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POLICY SUMMARY

 

Your mover has arranged a specialist insurance programme for the removal of your household goods, which is underwritten by Amica  for AXA Versicherung AG and Others.

This Policy Summary DOES NOT contain the full terms and conditions of the insurance contract as these are contained in the accompanying Terms and Conditions of Insurance at the back of this document.

Why purchase Transit Insurance?

Whilst great care is taken during the removal of your goods, there are many risks of loss or damage, which are beyond the Movers control. The Movers liability for loss or damage is limited by their standard contract terms and conditions, which are incorporated into all removal, storage and shipping contracts. For these reasons, you are strongly advised to take out an All Risks insurance policy to protect you from the many risks to which your goods will be exposed during removal, storage and transit.

If you do not take out adequate insurance, your recourse against the Mover and subsequent carriers or parties for loss or damage, if they are liable, may be limited. Other parties involved may include, for example, the shipping company or airline, other transport operators, the Port Authority and so on. These parties operate under separate contract conditions, or under international law or Conventions that may limit or exclude their liability. If a loss occurs at sea and the shipping company may declare a General Average loss (which is the cost incurred by the carrier to preserve the vessel and its cargo). In this case, you, as the shipper of the goods may have to contribute to the General Average loss incurred by the shipping company (this principle of contribution is an insurable risk and is covered by this policy).

Even though every care will be taken by the Mover, you will appreciate that the distances involved, coupled with the rigours of an international transit, means that on occasions loss and/or damage to your goods may occur. You are therefore strongly recommended to take out insurance cover to ensure that you are duly compensated for any loss which may occur.

What does the Policy cover and what does it exclude?

This policy provides All Risks of physical loss or damage cover for a Door to Door International transits of your goods arranged by the Mover, including periods of storage whilst in professional warehousing by or arranged by the Mover, subject to the terms and conditions of insurance detailed herein.

As with any insurance cover, this policy incorporates certain Exclusions, Conditions or limits and these are summarised in the Terms and Conditions attached. Please ensure that you understand the terms and conditions prior to agreeing to take up coverage under this policy, to avoid unnecessary surprises later on, in the event you need to make a claim.

How do I arrange cover through this Policy?

Please complete the enclosed Proposal Form. The basis of valuation of your goods, for this policy, should be the new replacement cost at destination for Household Goods and Personal Eufb00ects, and market value at destination for Antiques, Fine Arts, Automobiles, Motor Cycles, Boats, Campers and Trailer. You may need to make some enquiries to establish the comparable cost of living between your present location and the country you will be moving to. If you under-value your goods (i.e. insure them for less than their full value) your claim, should you need to make one, would be reduced accordingly. Should you feel the proposal form is too restrictive, you may compile and attach your own valued list. Please note however, that you should still complete the information requested at the top of the proposal form, state the grand total Insured Value and sign the declaration on page 2, returning both the proposal form and the valued list to us.


When you have completed the form, you must return this to us to enable us to provide you with a Con
ufb01rmation of Insurance.

 What happens if my insured goods are lost or damaged in transit?

In the event of loss or damage which might give rise to a claim under the insurance, immediate notice must be given in writing by you either to ourselves or the origin or destination agent. This is your intention of notice to claim and must be received within 30 days from the date of delivery (or scheduled date if claim is for non-delivery). Thereafter, you will have a further 30 days in which to notify full details of any losses and/or damages incurred. You will receive a Claim Form and detailed instructions on how to substantiate your claim.

In certain circumstances the Insurers may appoint a loss Adjuster; the adjusters role is to examine the scenes of the losses and investigate circumstances giving rise to the claim. The adjuster will report to the Insurers and Insurers will pay the adjusters fees. A Loss Adjuster will not assist in the preparation of a claim, but will advise you of what Insurers will require to consider the claim.

You will be asked to substantiate your claim for damaged items by obtaining local repair or replacement estimates, and it is helpful if you area able to provide photographs of the damage items.

IMPORTANT: If you fail to notify details of loss or damage within the time limits set out above, Insurers may decline your claim, or you may prejudice your claim. For example, if the currency of the amount claimed diufb00ers from the currency in which you insured your goods, the exchange rate used by Insurers to calculate settlement would be that prevalent at the time the Conufb01rmation of Insurance was issued

 

HOW TO COMPLETE THE PROPOSAL FORM

Please ufb01ll in all the relevant boxes on the Proposal Form. The Insured is the person proposing the insurance (i.e. your full name). The date packed is the date on which the removal work will commence. Indicate with a tick in the boxes to signify Owner Packed and/or Professionally Packed as appropriate. Professionally packed means goods packed by the Mover whereas Owner Packed means goods packed by you or parties other than the Mover or his agent. Please tick the appropriate principle method of transport e.g. land, sea or air. Identify the name of the town or city that you are Moving from and Moving to and the destination Country.

Household goods and personal eufb00ects should be insured for the new replacement cost in the country of destination

When listing the goods to be insured, you will need to have a reasonably good idea of the comparable cost of living in the country      to which your goods are being shipped.  List ALL goods and their new value at destination on the proposal form.   You  may choose  to attach your own detailed valued list, or attach additional pages if there is insuufb03cient space on the form.  Goods not declared and valued on the list are NOT insured.

Please note that if you do not insure your goods for their new replacement value, you will be under-insured. In the event of a claim for loss or damage, under insurance may result in the Insurer applying average when assessing a claim. This means, for example, that if an item were under-insured by 50%, the Insurers would only settle 50% of any repair cost. If that repair cost were higher than the declared value, subject to any payment by Insurers not exceeding the declared value of the item. Similarly, if the claim were for a shortage (lost item), settlement would be capped at that declared value.

Antiques, Fine Arts, Motor Vehicles, Motorcycles, Boats, Campers and Trailers should be valued at the market value at destination, i.e. the value for which the same, or similar items/vehicles could be purchased in an undamaged condition.

As above the application of average will apply in the event of under insurance.

It is in your interest to provide as much detail as possible.

You will need to list the quantity of each item that you will be moving (in the column marked QTY)

and enter the value of the item(s) in the column adjacent. For example, if you have 10 chairs in the dining room valued at £100 each you should write:

QTY       ARTICLE        VALUE

10          Chairs             £1,000

However, if 2 of the chairs are worth, for example £200 each, then you should list, and if possible identify them separately as follows:

QTY        ARTICLE                VALUE

8             Chairs (dining)     £ 800

2            Chairs (carver)      £ 400

Once you have listed all items, total the values in each column to produce a grand total.

 

 

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POLICY SUMMARY

 

Your mover has arranged a specialist insurance programme for the removal of your household goods, which is underwritten by Amica  for AXA Versicherung AG and Others.

This Policy Summary DOES NOT contain the full terms and conditions of the insurance contract as these are contained in the accompanying Terms and Conditions of Insurance at the back of this document.

Why purchase Transit Insurance?

Whilst great care is taken during the removal of your goods, there are many risks of loss or damage, which are beyond the Movers control. The Movers liability for loss or damage is limited by their standard contract terms and conditions, which are incorporated into all removal, storage and shipping contracts. For these reasons, you are strongly advised to take out an All Risks insurance policy to protect you from the many risks to which your goods will be exposed during removal, storage and transit.

If you do not take out adequate insurance, your recourse against the Mover and subsequent carriers or parties for loss or damage, if they are liable, may be limited. Other parties involved may include, for example, the shipping company or airline, other transport operators, the Port Authority and so on. These parties operate under separate contract conditions, or under international law or Conventions that may limit or exclude their liability. If a loss occurs at sea and the shipping company may declare a General Average loss (which is the cost incurred by the carrier to preserve the vessel and its cargo). In this case, you, as the shipper of the goods may have to contribute to the General Average loss incurred by the shipping company (this principle of contribution is an insurable risk and is covered by this policy).

Even though every care will be taken by the Mover, you will appreciate that the distances involved, coupled with the rigours of an international transit, means that on occasions loss and/or damage to your goods may occur. You are therefore strongly recommended to take out insurance cover to ensure that you are duly compensated for any loss which may occur.

What does the Policy cover and what does it exclude?

This policy provides All Risks of physical loss or damage cover for a Door to Door International transits of your goods arranged by the Mover, including periods of storage whilst in professional warehousing by or arranged by the Mover, subject to the terms and conditions of insurance detailed herein.

As with any insurance cover, this policy incorporates certain Exclusions, Conditions or limits and these are summarised in the Terms and Conditions attached. Please ensure that you understand the terms and conditions prior to agreeing to take up coverage under this policy, to avoid unnecessary surprises later on, in the event you need to make a claim.

How do I arrange cover through this Policy?

Please complete the enclosed Proposal Form. The basis of valuation of your goods, for this policy, should be the new replacement cost at destination for Household Goods and Personal Eufb00ects, and market value at destination for Antiques, Fine Arts, Automobiles, Motor Cycles, Boats, Campers and Trailer. You may need to make some enquiries to establish the comparable cost of living between your present location and the country you will be moving to. If you under-value your goods (i.e. insure them for less than their full value) your claim, should you need to make one, would be reduced accordingly. Should you feel the proposal form is too restrictive, you may compile and attach your own valued list. Please note however, that you should still complete the information requested at the top of the proposal form, state the grand total Insured Value and sign the declaration on page 2, returning both the proposal form and the valued list to us.


When you have completed the form, you must return this to us to enable us to provide you with a Con
ufb01rmation of Insurance.

 What happens if my insured goods are lost or damaged in transit?

In the event of loss or damage which might give rise to a claim under the insurance, immediate notice must be given in writing by you either to ourselves or the origin or destination agent. This is your intention of notice to claim and must be received within 30 days from the date of delivery (or scheduled date if claim is for non-delivery). Thereafter, you will have a further 30 days in which to notify full details of any losses and/or damages incurred. You will receive a Claim Form and detailed instructions on how to substantiate your claim.

In certain circumstances the Insurers may appoint a loss Adjuster; the adjusters role is to examine the scenes of the losses and investigate circumstances giving rise to the claim. The adjuster will report to the Insurers and Insurers will pay the adjusters fees. A Loss Adjuster will not assist in the preparation of a claim, but will advise you of what Insurers will require to consider the claim.

You will be asked to substantiate your claim for damaged items by obtaining local repair or replacement estimates, and it is helpful if you area able to provide photographs of the damage items.

IMPORTANT: If you fail to notify details of loss or damage within the time limits set out above, Insurers may decline your claim, or you may prejudice your claim. For example, if the currency of the amount claimed diufb00ers from the currency in which you insured your goods, the exchange rate used by Insurers to calculate settlement would be that prevalent at the time the Conufb01rmation of Insurance was issued

 

HOW TO COMPLETE THE PROPOSAL FORM

Please ufb01ll in all the relevant boxes on the Proposal Form. The Insured is the person proposing the insurance (i.e. your full name). The date packed is the date on which the removal work will commence. Indicate with a tick in the boxes to signify Owner Packed and/or Professionally Packed as appropriate. Professionally packed means goods packed by the Mover whereas Owner Packed means goods packed by you or parties other than the Mover or his agent. Please tick the appropriate principle method of transport e.g. land, sea or air. Identify the name of the town or city that you are Moving from and Moving to and the destination Country.

Household goods and personal eufb00ects should be insured for the new replacement cost in the country of destination

When listing the goods to be insured, you will need to have a reasonably good idea of the comparable cost of living in the country      to which your goods are being shipped.  List ALL goods and their new value at destination on the proposal form.   You  may choose  to attach your own detailed valued list, or attach additional pages if there is insuufb03cient space on the form.  Goods not declared and valued on the list are NOT insured.

Please note that if you do not insure your goods for their new replacement value, you will be under-insured. In the event of a claim for loss or damage, under insurance may result in the Insurer applying average when assessing a claim. This means, for example, that if an item were under-insured by 50%, the Insurers would only settle 50% of any repair cost. If that repair cost were higher than the declared value, subject to any payment by Insurers not exceeding the declared value of the item. Similarly, if the claim were for a shortage (lost item), settlement would be capped at that declared value.

Antiques, Fine Arts, Motor Vehicles, Motorcycles, Boats, Campers and Trailers should be valued at the market value at destination, i.e. the value for which the same, or similar items/vehicles could be purchased in an undamaged condition.

As above the application of average will apply in the event of under insurance.

It is in your interest to provide as much detail as possible.

You will need to list the quantity of each item that you will be moving (in the column marked QTY)

and enter the value of the item(s) in the column adjacent. For example, if you have 10 chairs in the dining room valued at £100 each you should write:

QTY       ARTICLE        VALUE

10          Chairs             £1,000

However, if 2 of the chairs are worth, for example £200 each, then you should list, and if possible identify them separately as follows:

QTY        ARTICLE                VALUE

8             Chairs (dining)     £ 800

2            Chairs (carver)      £ 400

Once you have listed all items, total the values in each column to produce a grand total.

 

 

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For the purposes of general average contribution and salvage charges recoverable hereunder, the effects insured shall be deemed to be insured for their full contributory value. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => 1 ) [1] => Array ( [cover] => B [cover_title] => Owner Packed [cover_description] => As professionally packed but excluding Breakage, scratching, denting, chipping, staining and tearing of owner packed effects unless directly caused by fire, stranding, sinking or collision of the vessel or collision or overturn of transporting land conveyance. Also excluding claims for missing items of owner packed cartons or packages unless an itemised valued list of contents of each carton or package is supplied by the owner prior to commencement of transit. 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Cover is extended to include NON Delivery or Theft of the entire consignment and further extended to include water damage howsoever caused. 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Worldwide - Excluding transits to/from: Afghanistan, Angola, Belarus, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Nicaragua, Nigeria, North Korea, Russian Federation, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Ukraine, Uganda, Zimbabwe, and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Air [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Air [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Air [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [4] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [5] => Array ( [transport] => Road [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [6] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [7] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [8] => Array ( [transport] => Sea [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed [cover_description] => All Risks of physical loss or damage subject to the version of the following London Institute Clauses current at the time of commencement of transit: Institute Cargo Clauses (A), and the War Clauses, Strikes Clauses, Termination of Transit Clause (Terrorism), Classification Clause, Insolvency Exclusion Amendment Clause, Radioactive Contamination, Chemical, Biological, Bio-Chemical, Electromagnetic Weapons Exclusion Clause and Cyber Attack Exclusion Clause. For the purposes of general average contribution and salvage charges recoverable hereunder, the effects insured shall be deemed to be insured for their full contributory value. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => 1 ) [1] => Array ( [cover] => B [cover_title] => Owner Packed [cover_description] => As professionally packed but excluding Breakage, scratching, denting, chipping, staining and tearing of owner packed effects unless directly caused by fire, stranding, sinking or collision of the vessel or collision or overturn of transporting land conveyance. Also excluding claims for missing items of owner packed cartons or packages unless an itemised valued list of contents of each carton or package is supplied by the owner prior to commencement of transit. 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Cover is extended to include NON Delivery or Theft of the entire consignment and further extended to include water damage howsoever caused. 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Quote Object ( [file] => [totalAmountInsured] => 14555 [totalValueGoods] => 14555 [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => 0 [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => 471 [to] => 443 [fromFreeText] => UNITED KINGDOM [toFreeText] => SPAIN [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => International Moving Expert [companyName] => International Moving Expert [manager] => [lossAdjuster] => 775 [removalsTitle] => Insurance Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 50 [countryBand] => 1123 [maximumAmountInsured] => 100000 [internationalLaw] => UK [canCalculatePremiums] => 1 [IPTRate] => 12 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.0015 [extensionsDestination] => 0.0015 [rgiCommission] => 30 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => 1 [additionsDiscountCount] => 0 [hasMouldAndMildew] => 1 [hasPairsAndSets] => 1 [hasMechanicalAndElectricalDerangement] => 1 [hasFurniture] => 1 [hasMotor] => [hasTotalFreight] => [hasInventoryCover] => 1 [hasLumpsumCover] => 1 [hasDestinationAgent] => [canAccessReports] => 1 [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => 1 [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => Worldwide - Worldwide - Excluding transits to/from: Afghanistan, Angola, Belarus, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Nicaragua, Nigeria, North Korea, Russian Federation, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Ukraine, Uganda, Zimbabwe, and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Air [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Air [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Air [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [4] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [5] => Array ( [transport] => Road [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [6] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [7] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [8] => Array ( [transport] => Sea [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed [cover_description] => All Risks of physical loss or damage subject to the version of the following London Institute Clauses current at the time of commencement of transit: Institute Cargo Clauses (A), and the War Clauses, Strikes Clauses, Termination of Transit Clause (Terrorism), Classification Clause, Insolvency Exclusion Amendment Clause, Radioactive Contamination, Chemical, Biological, Bio-Chemical, Electromagnetic Weapons Exclusion Clause and Cyber Attack Exclusion Clause. For the purposes of general average contribution and salvage charges recoverable hereunder, the effects insured shall be deemed to be insured for their full contributory value. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => 1 ) [1] => Array ( [cover] => B [cover_title] => Owner Packed [cover_description] => As professionally packed but excluding Breakage, scratching, denting, chipping, staining and tearing of owner packed effects unless directly caused by fire, stranding, sinking or collision of the vessel or collision or overturn of transporting land conveyance. Also excluding claims for missing items of owner packed cartons or packages unless an itemised valued list of contents of each carton or package is supplied by the owner prior to commencement of transit. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => ) [2] => Array ( [cover] => C [cover_title] => Restricted [cover_description] => Cover is subject to the Institute Cargo Clauses (B), which covers loss of or damage to the subject-matter insured reasonably attributable to: Fire or explosion, vessel or craft being stranded, grounded, sunk or capsized, overturning or derailment of land conveyance, collision or contact of vessel craft or conveyance with any external object other than water, discharge of cargo at a port of distress, earthquake, volcanic eruption or lightning. In addition, loss of or damage to the subject-matter insured caused by: General average sacrifice, jettison or washing overboard, entry of sea, lake or river water into vessel craft hold conveyance container or place of storage, total loss of any package lost overboard or dropped whilst loading on to, or unloading from, vessel or craft. Cover is extended to include NON Delivery or Theft of the entire consignment and further extended to include water damage howsoever caused. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => ) ) [movingCertificateId] => 1445 [storageCertificateId] => 1444 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-REMOVALS-CERTIFICATE.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-STORAGE-CERTIFICATE.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => [id] => 1395 [name] => Manage IPT [usesTypOofGoods] => ) [clientName] => Maialen Martu00ednez [startDate] => 2022-08-01 [cover] => A [coverDocument] => [currentRate] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => [companyName] => [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 1395 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 0 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 0 [originalRate] => 0 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 50 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1659018967 [name] => [area] => [modName] => [modAddress] => [modEmail] => [destinationAgent] => )



Quote Object ( [file] => [totalAmountInsured] => 14555 [totalValueGoods] => 14555 [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => 0 [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => 471 [to] => 443 [fromFreeText] => UNITED KINGDOM [toFreeText] => SPAIN [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => International Moving Expert [companyName] => International Moving Expert [manager] => [lossAdjuster] => 775 [removalsTitle] => Insurance Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 50 [countryBand] => 1123 [maximumAmountInsured] => 100000 [internationalLaw] => UK [canCalculatePremiums] => 1 [IPTRate] => 12 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.0015 [extensionsDestination] => 0.0015 [rgiCommission] => 30 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => 1 [additionsDiscountCount] => 0 [hasMouldAndMildew] => 1 [hasPairsAndSets] => 1 [hasMechanicalAndElectricalDerangement] => 1 [hasFurniture] => 1 [hasMotor] => [hasTotalFreight] => [hasInventoryCover] => 1 [hasLumpsumCover] => 1 [hasDestinationAgent] => [canAccessReports] => 1 [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => 1 [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => Worldwide - Worldwide - Excluding transits to/from: Afghanistan, Angola, Belarus, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Nicaragua, Nigeria, North Korea, Russian Federation, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Ukraine, Uganda, Zimbabwe, and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Air [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Air [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Air [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [4] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [5] => Array ( [transport] => Road [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [6] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [7] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [8] => Array ( [transport] => Sea [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed [cover_description] => All Risks of physical loss or damage subject to the version of the following London Institute Clauses current at the time of commencement of transit: Institute Cargo Clauses (A), and the War Clauses, Strikes Clauses, Termination of Transit Clause (Terrorism), Classification Clause, Insolvency Exclusion Amendment Clause, Radioactive Contamination, Chemical, Biological, Bio-Chemical, Electromagnetic Weapons Exclusion Clause and Cyber Attack Exclusion Clause. For the purposes of general average contribution and salvage charges recoverable hereunder, the effects insured shall be deemed to be insured for their full contributory value. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => 1 ) [1] => Array ( [cover] => B [cover_title] => Owner Packed [cover_description] => As professionally packed but excluding Breakage, scratching, denting, chipping, staining and tearing of owner packed effects unless directly caused by fire, stranding, sinking or collision of the vessel or collision or overturn of transporting land conveyance. Also excluding claims for missing items of owner packed cartons or packages unless an itemised valued list of contents of each carton or package is supplied by the owner prior to commencement of transit. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => ) [2] => Array ( [cover] => C [cover_title] => Restricted [cover_description] => Cover is subject to the Institute Cargo Clauses (B), which covers loss of or damage to the subject-matter insured reasonably attributable to: Fire or explosion, vessel or craft being stranded, grounded, sunk or capsized, overturning or derailment of land conveyance, collision or contact of vessel craft or conveyance with any external object other than water, discharge of cargo at a port of distress, earthquake, volcanic eruption or lightning. In addition, loss of or damage to the subject-matter insured caused by: General average sacrifice, jettison or washing overboard, entry of sea, lake or river water into vessel craft hold conveyance container or place of storage, total loss of any package lost overboard or dropped whilst loading on to, or unloading from, vessel or craft. Cover is extended to include NON Delivery or Theft of the entire consignment and further extended to include water damage howsoever caused. 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POLICY SUMMARY

 

Your mover has arranged a specialist insurance programme for the removal of your household goods, which is underwritten by Amica  for AXA Versicherung AG and Others.

This Policy Summary DOES NOT contain the full terms and conditions of the insurance contract as these are contained in the accompanying Terms and Conditions of Insurance at the back of this document.

Why purchase Transit Insurance?

Whilst great care is taken during the removal of your goods, there are many risks of loss or damage, which are beyond the Movers control. The Movers liability for loss or damage is limited by their standard contract terms and conditions, which are incorporated into all removal, storage and shipping contracts. For these reasons, you are strongly advised to take out an All Risks insurance policy to protect you from the many risks to which your goods will be exposed during removal, storage and transit.

If you do not take out adequate insurance, your recourse against the Mover and subsequent carriers or parties for loss or damage, if they are liable, may be limited. Other parties involved may include, for example, the shipping company or airline, other transport operators, the Port Authority and so on. These parties operate under separate contract conditions, or under international law or Conventions that may limit or exclude their liability. If a loss occurs at sea and the shipping company may declare a General Average loss (which is the cost incurred by the carrier to preserve the vessel and its cargo). In this case, you, as the shipper of the goods may have to contribute to the General Average loss incurred by the shipping company (this principle of contribution is an insurable risk and is covered by this policy).

Even though every care will be taken by the Mover, you will appreciate that the distances involved, coupled with the rigours of an international transit, means that on occasions loss and/or damage to your goods may occur. You are therefore strongly recommended to take out insurance cover to ensure that you are duly compensated for any loss which may occur.

What does the Policy cover and what does it exclude?

This policy provides All Risks of physical loss or damage cover for a Door to Door International transits of your goods arranged by the Mover, including periods of storage whilst in professional warehousing by or arranged by the Mover, subject to the terms and conditions of insurance detailed herein.

As with any insurance cover, this policy incorporates certain Exclusions, Conditions or limits and these are summarised in the Terms and Conditions attached. Please ensure that you understand the terms and conditions prior to agreeing to take up coverage under this policy, to avoid unnecessary surprises later on, in the event you need to make a claim.

How do I arrange cover through this Policy?

Please complete the enclosed Proposal Form. The basis of valuation of your goods, for this policy, should be the new replacement cost at destination for Household Goods and Personal Eufb00ects, and market value at destination for Antiques, Fine Arts, Automobiles, Motor Cycles, Boats, Campers and Trailer. You may need to make some enquiries to establish the comparable cost of living between your present location and the country you will be moving to. If you under-value your goods (i.e. insure them for less than their full value) your claim, should you need to make one, would be reduced accordingly. Should you feel the proposal form is too restrictive, you may compile and attach your own valued list. Please note however, that you should still complete the information requested at the top of the proposal form, state the grand total Insured Value and sign the declaration on page 2, returning both the proposal form and the valued list to us.


When you have completed the form, you must return this to us to enable us to provide you with a Con
ufb01rmation of Insurance.

 What happens if my insured goods are lost or damaged in transit?

In the event of loss or damage which might give rise to a claim under the insurance, immediate notice must be given in writing by you either to ourselves or the origin or destination agent. This is your intention of notice to claim and must be received within 30 days from the date of delivery (or scheduled date if claim is for non-delivery). Thereafter, you will have a further 30 days in which to notify full details of any losses and/or damages incurred. You will receive a Claim Form and detailed instructions on how to substantiate your claim.

In certain circumstances the Insurers may appoint a loss Adjuster; the adjusters role is to examine the scenes of the losses and investigate circumstances giving rise to the claim. The adjuster will report to the Insurers and Insurers will pay the adjusters fees. A Loss Adjuster will not assist in the preparation of a claim, but will advise you of what Insurers will require to consider the claim.

You will be asked to substantiate your claim for damaged items by obtaining local repair or replacement estimates, and it is helpful if you area able to provide photographs of the damage items.

IMPORTANT: If you fail to notify details of loss or damage within the time limits set out above, Insurers may decline your claim, or you may prejudice your claim. For example, if the currency of the amount claimed diufb00ers from the currency in which you insured your goods, the exchange rate used by Insurers to calculate settlement would be that prevalent at the time the Conufb01rmation of Insurance was issued

 

HOW TO COMPLETE THE PROPOSAL FORM

Please ufb01ll in all the relevant boxes on the Proposal Form. The Insured is the person proposing the insurance (i.e. your full name). The date packed is the date on which the removal work will commence. Indicate with a tick in the boxes to signify Owner Packed and/or Professionally Packed as appropriate. Professionally packed means goods packed by the Mover whereas Owner Packed means goods packed by you or parties other than the Mover or his agent. Please tick the appropriate principle method of transport e.g. land, sea or air. Identify the name of the town or city that you are Moving from and Moving to and the destination Country.

Household goods and personal eufb00ects should be insured for the new replacement cost in the country of destination

When listing the goods to be insured, you will need to have a reasonably good idea of the comparable cost of living in the country      to which your goods are being shipped.  List ALL goods and their new value at destination on the proposal form.   You  may choose  to attach your own detailed valued list, or attach additional pages if there is insuufb03cient space on the form.  Goods not declared and valued on the list are NOT insured.

Please note that if you do not insure your goods for their new replacement value, you will be under-insured. In the event of a claim for loss or damage, under insurance may result in the Insurer applying average when assessing a claim. This means, for example, that if an item were under-insured by 50%, the Insurers would only settle 50% of any repair cost. If that repair cost were higher than the declared value, subject to any payment by Insurers not exceeding the declared value of the item. Similarly, if the claim were for a shortage (lost item), settlement would be capped at that declared value.

Antiques, Fine Arts, Motor Vehicles, Motorcycles, Boats, Campers and Trailers should be valued at the market value at destination, i.e. the value for which the same, or similar items/vehicles could be purchased in an undamaged condition.

As above the application of average will apply in the event of under insurance.

It is in your interest to provide as much detail as possible.

You will need to list the quantity of each item that you will be moving (in the column marked QTY)

and enter the value of the item(s) in the column adjacent. For example, if you have 10 chairs in the dining room valued at £100 each you should write:

QTY       ARTICLE        VALUE

10          Chairs             £1,000

However, if 2 of the chairs are worth, for example £200 each, then you should list, and if possible identify them separately as follows:

QTY        ARTICLE                VALUE

8             Chairs (dining)     £ 800

2            Chairs (carver)      £ 400

Once you have listed all items, total the values in each column to produce a grand total.

 

 

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Worldwide - Excluding transits to/from: Afghanistan, Angola, Belarus, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Nicaragua, Nigeria, North Korea, Russian Federation, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Ukraine, Uganda, Zimbabwe, and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Air [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Air [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Air [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [4] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [5] => Array ( [transport] => Road [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [6] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [7] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [8] => Array ( [transport] => Sea [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed [cover_description] => All Risks of physical loss or damage subject to the version of the following London Institute Clauses current at the time of commencement of transit: Institute Cargo Clauses (A), and the War Clauses, Strikes Clauses, Termination of Transit Clause (Terrorism), Classification Clause, Insolvency Exclusion Amendment Clause, Radioactive Contamination, Chemical, Biological, Bio-Chemical, Electromagnetic Weapons Exclusion Clause and Cyber Attack Exclusion Clause. For the purposes of general average contribution and salvage charges recoverable hereunder, the effects insured shall be deemed to be insured for their full contributory value. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => 1 ) [1] => Array ( [cover] => B [cover_title] => Owner Packed [cover_description] => As professionally packed but excluding Breakage, scratching, denting, chipping, staining and tearing of owner packed effects unless directly caused by fire, stranding, sinking or collision of the vessel or collision or overturn of transporting land conveyance. Also excluding claims for missing items of owner packed cartons or packages unless an itemised valued list of contents of each carton or package is supplied by the owner prior to commencement of transit. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => ) [2] => Array ( [cover] => C [cover_title] => Restricted [cover_description] => Cover is subject to the Institute Cargo Clauses (B), which covers loss of or damage to the subject-matter insured reasonably attributable to: Fire or explosion, vessel or craft being stranded, grounded, sunk or capsized, overturning or derailment of land conveyance, collision or contact of vessel craft or conveyance with any external object other than water, discharge of cargo at a port of distress, earthquake, volcanic eruption or lightning. In addition, loss of or damage to the subject-matter insured caused by: General average sacrifice, jettison or washing overboard, entry of sea, lake or river water into vessel craft hold conveyance container or place of storage, total loss of any package lost overboard or dropped whilst loading on to, or unloading from, vessel or craft. Cover is extended to include NON Delivery or Theft of the entire consignment and further extended to include water damage howsoever caused. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => ) ) [movingCertificateId] => 1445 [storageCertificateId] => 1444 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-REMOVALS-CERTIFICATE.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-STORAGE-CERTIFICATE.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => [id] => 1395 [name] => Manage IPT [usesTypOofGoods] => ) [clientName] => Tais Roden [startDate] => 2022-08-12 [cover] => A [coverDocument] => [currentRate] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => [companyName] => [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 1395 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 0 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 0 [originalRate] => 0 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 50 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1659347383 [name] => [area] => [modName] => [modAddress] => [modEmail] => [destinationAgent] => )



Quote Object ( [file] => [totalAmountInsured] => 9507.99 [totalValueGoods] => 9507.99 [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => 0 [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => 471 [to] => 298 [fromFreeText] => UNITED KINGDOM [toFreeText] => DENMARK [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => International Moving Expert [companyName] => International Moving Expert [manager] => [lossAdjuster] => 775 [removalsTitle] => Insurance Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 50 [countryBand] => 1123 [maximumAmountInsured] => 100000 [internationalLaw] => UK [canCalculatePremiums] => 1 [IPTRate] => 12 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.0015 [extensionsDestination] => 0.0015 [rgiCommission] => 30 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => 1 [additionsDiscountCount] => 0 [hasMouldAndMildew] => 1 [hasPairsAndSets] => 1 [hasMechanicalAndElectricalDerangement] => 1 [hasFurniture] => 1 [hasMotor] => [hasTotalFreight] => [hasInventoryCover] => 1 [hasLumpsumCover] => 1 [hasDestinationAgent] => [canAccessReports] => 1 [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => 1 [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => Worldwide - Worldwide - Excluding transits to/from: Afghanistan, Angola, Belarus, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Nicaragua, Nigeria, North Korea, Russian Federation, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Ukraine, Uganda, Zimbabwe, and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Air [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Air [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Air [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [4] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [5] => Array ( [transport] => Road [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [6] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [7] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [8] => Array ( [transport] => Sea [area] => A [cover] => C [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed [cover_description] => All Risks of physical loss or damage subject to the version of the following London Institute Clauses current at the time of commencement of transit: Institute Cargo Clauses (A), and the War Clauses, Strikes Clauses, Termination of Transit Clause (Terrorism), Classification Clause, Insolvency Exclusion Amendment Clause, Radioactive Contamination, Chemical, Biological, Bio-Chemical, Electromagnetic Weapons Exclusion Clause and Cyber Attack Exclusion Clause. For the purposes of general average contribution and salvage charges recoverable hereunder, the effects insured shall be deemed to be insured for their full contributory value. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => 1 ) [1] => Array ( [cover] => B [cover_title] => Owner Packed [cover_description] => As professionally packed but excluding Breakage, scratching, denting, chipping, staining and tearing of owner packed effects unless directly caused by fire, stranding, sinking or collision of the vessel or collision or overturn of transporting land conveyance. Also excluding claims for missing items of owner packed cartons or packages unless an itemised valued list of contents of each carton or package is supplied by the owner prior to commencement of transit. [cover_document] => Array ( [0] => 1492 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => ) [2] => Array ( [cover] => C [cover_title] => Restricted [cover_description] => Cover is subject to the Institute Cargo Clauses (B), which covers loss of or damage to the subject-matter insured reasonably attributable to: Fire or explosion, vessel or craft being stranded, grounded, sunk or capsized, overturning or derailment of land conveyance, collision or contact of vessel craft or conveyance with any external object other than water, discharge of cargo at a port of distress, earthquake, volcanic eruption or lightning. In addition, loss of or damage to the subject-matter insured caused by: General average sacrifice, jettison or washing overboard, entry of sea, lake or river water into vessel craft hold conveyance container or place of storage, total loss of any package lost overboard or dropped whilst loading on to, or unloading from, vessel or craft. Cover is extended to include NON Delivery or Theft of the entire consignment and further extended to include water damage howsoever caused. 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POLICY SUMMARY

 

Your mover has arranged a specialist insurance programme for the removal of your household goods, which is underwritten by Amica  for AXA Versicherung AG and Others.

This Policy Summary DOES NOT contain the full terms and conditions of the insurance contract as these are contained in the accompanying Terms and Conditions of Insurance at the back of this document.

Why purchase Transit Insurance?

Whilst great care is taken during the removal of your goods, there are many risks of loss or damage, which are beyond the Movers control. The Movers liability for loss or damage is limited by their standard contract terms and conditions, which are incorporated into all removal, storage and shipping contracts. For these reasons, you are strongly advised to take out an All Risks insurance policy to protect you from the many risks to which your goods will be exposed during removal, storage and transit.

If you do not take out adequate insurance, your recourse against the Mover and subsequent carriers or parties for loss or damage, if they are liable, may be limited. Other parties involved may include, for example, the shipping company or airline, other transport operators, the Port Authority and so on. These parties operate under separate contract conditions, or under international law or Conventions that may limit or exclude their liability. If a loss occurs at sea and the shipping company may declare a General Average loss (which is the cost incurred by the carrier to preserve the vessel and its cargo). In this case, you, as the shipper of the goods may have to contribute to the General Average loss incurred by the shipping company (this principle of contribution is an insurable risk and is covered by this policy).

Even though every care will be taken by the Mover, you will appreciate that the distances involved, coupled with the rigours of an international transit, means that on occasions loss and/or damage to your goods may occur. You are therefore strongly recommended to take out insurance cover to ensure that you are duly compensated for any loss which may occur.

What does the Policy cover and what does it exclude?

This policy provides All Risks of physical loss or damage cover for a Door to Door International transits of your goods arranged by the Mover, including periods of storage whilst in professional warehousing by or arranged by the Mover, subject to the terms and conditions of insurance detailed herein.

As with any insurance cover, this policy incorporates certain Exclusions, Conditions or limits and these are summarised in the Terms and Conditions attached. Please ensure that you understand the terms and conditions prior to agreeing to take up coverage under this policy, to avoid unnecessary surprises later on, in the event you need to make a claim.

How do I arrange cover through this Policy?

Please complete the enclosed Proposal Form. The basis of valuation of your goods, for this policy, should be the new replacement cost at destination for Household Goods and Personal Eufb00ects, and market value at destination for Antiques, Fine Arts, Automobiles, Motor Cycles, Boats, Campers and Trailer. You may need to make some enquiries to establish the comparable cost of living between your present location and the country you will be moving to. If you under-value your goods (i.e. insure them for less than their full value) your claim, should you need to make one, would be reduced accordingly. Should you feel the proposal form is too restrictive, you may compile and attach your own valued list. Please note however, that you should still complete the information requested at the top of the proposal form, state the grand total Insured Value and sign the declaration on page 2, returning both the proposal form and the valued list to us.


When you have completed the form, you must return this to us to enable us to provide you with a Con
ufb01rmation of Insurance.

 What happens if my insured goods are lost or damaged in transit?

In the event of loss or damage which might give rise to a claim under the insurance, immediate notice must be given in writing by you either to ourselves or the origin or destination agent. This is your intention of notice to claim and must be received within 30 days from the date of delivery (or scheduled date if claim is for non-delivery). Thereafter, you will have a further 30 days in which to notify full details of any losses and/or damages incurred. You will receive a Claim Form and detailed instructions on how to substantiate your claim.

In certain circumstances the Insurers may appoint a loss Adjuster; the adjusters role is to examine the scenes of the losses and investigate circumstances giving rise to the claim. The adjuster will report to the Insurers and Insurers will pay the adjusters fees. A Loss Adjuster will not assist in the preparation of a claim, but will advise you of what Insurers will require to consider the claim.

You will be asked to substantiate your claim for damaged items by obtaining local repair or replacement estimates, and it is helpful if you area able to provide photographs of the damage items.

IMPORTANT: If you fail to notify details of loss or damage within the time limits set out above, Insurers may decline your claim, or you may prejudice your claim. For example, if the currency of the amount claimed diufb00ers from the currency in which you insured your goods, the exchange rate used by Insurers to calculate settlement would be that prevalent at the time the Conufb01rmation of Insurance was issued

 

HOW TO COMPLETE THE PROPOSAL FORM

Please ufb01ll in all the relevant boxes on the Proposal Form. The Insured is the person proposing the insurance (i.e. your full name). The date packed is the date on which the removal work will commence. Indicate with a tick in the boxes to signify Owner Packed and/or Professionally Packed as appropriate. Professionally packed means goods packed by the Mover whereas Owner Packed means goods packed by you or parties other than the Mover or his agent. Please tick the appropriate principle method of transport e.g. land, sea or air. Identify the name of the town or city that you are Moving from and Moving to and the destination Country.

Household goods and personal eufb00ects should be insured for the new replacement cost in the country of destination

When listing the goods to be insured, you will need to have a reasonably good idea of the comparable cost of living in the country      to which your goods are being shipped.  List ALL goods and their new value at destination on the proposal form.   You  may choose  to attach your own detailed valued list, or attach additional pages if there is insuufb03cient space on the form.  Goods not declared and valued on the list are NOT insured.

Please note that if you do not insure your goods for their new replacement value, you will be under-insured. In the event of a claim for loss or damage, under insurance may result in the Insurer applying average when assessing a claim. This means, for example, that if an item were under-insured by 50%, the Insurers would only settle 50% of any repair cost. If that repair cost were higher than the declared value, subject to any payment by Insurers not exceeding the declared value of the item. Similarly, if the claim were for a shortage (lost item), settlement would be capped at that declared value.

Antiques, Fine Arts, Motor Vehicles, Motorcycles, Boats, Campers and Trailers should be valued at the market value at destination, i.e. the value for which the same, or similar items/vehicles could be purchased in an undamaged condition.

As above the application of average will apply in the event of under insurance.

It is in your interest to provide as much detail as possible.

You will need to list the quantity of each item that you will be moving (in the column marked QTY)

and enter the value of the item(s) in the column adjacent. For example, if you have 10 chairs in the dining room valued at £100 each you should write:

QTY       ARTICLE        VALUE

10          Chairs             £1,000

However, if 2 of the chairs are worth, for example £200 each, then you should list, and if possible identify them separately as follows:

QTY        ARTICLE                VALUE

8             Chairs (dining)     £ 800

2            Chairs (carver)      £ 400

Once you have listed all items, total the values in each column to produce a grand total.

 

 

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This insurance is effective from the time your insured property is professionally packed and/or uplifted from your residence or business location for the commencement of the transit and continues, including storage, if any, until your insured property is professionally delivered to the final destination. If your property is professionally unpacked coverage is extended to cover the period of the professional unpacking provided this takes place within 7 days of delivery. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) [1] => Array ( [cover] => B [cover_title] => Owner Packed Conditions [cover_description] => Full All Risks of Physical Loss or damage, Excluding: Breakage, scratching, denting, chipping, staining and tearing unless directly caused by fire or collision or overturning of the transporting conveyance. Missing items of cartons or packages unless an itemised valued list of contents of each carton or package is supplied by you to the Company prior to commencement of transit. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) ) [movingCertificateId] => 1455 [storageCertificateId] => 1455 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => [id] => 1213 [name] => logo-header-e1468953737635 [usesTypOofGoods] => ) [clientName] => Ida Marie Askvig [startDate] => 2022-08-11 [cover] => B [coverDocument] => [currentRate] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => [companyName] => [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => 25551 [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 1213 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 0 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 0 [originalRate] => 0 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 100 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1659356707 [name] => [area] => [modName] => [modAddress] => [modEmail] => [destinationAgent] => )



Quote Object ( [file] => [totalAmountInsured] => 3645 [totalValueGoods] => 3645 [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => 471 [to] => 406 [fromFreeText] => UNITED KINGDOM [toFreeText] => NORWAY [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => Top Removals [companyName] => Top Removals [manager] => [lossAdjuster] => 775 [removalsTitle] => Insurance Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 100 [countryBand] => 1123 [maximumAmountInsured] => 100000 [internationalLaw] => UK [canCalculatePremiums] => [IPTRate] => 0 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.001 [extensionsDestination] => 0.002 [rgiCommission] => 20 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => [additionsDiscountCount] => 0 [hasMouldAndMildew] => [hasPairsAndSets] => [hasMechanicalAndElectricalDerangement] => [hasFurniture] => 1 [hasMotor] => 1 [hasTotalFreight] => [hasInventoryCover] => [hasLumpsumCover] => [hasDestinationAgent] => [canAccessReports] => [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => https://secure.reason-global.com/wp-content/uploads/2021/05/Top-Logo.png [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => United Kingdom, member states of the European Union, Scandinavia and Switzerland ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed - All Risks of Physical Loss or Damage [cover_description] => All Risks of physical loss or damage in transit or store anywhere in the United Kingdom, Northern Ireland, The Channel Islands, The Isle of Man, member States of the European Union, Scandinavia & Switzerland subject to exclusions overleaf. This insurance is effective from the time your insured property is professionally packed and/or uplifted from your residence or business location for the commencement of the transit and continues, including storage, if any, until your insured property is professionally delivered to the final destination. If your property is professionally unpacked coverage is extended to cover the period of the professional unpacking provided this takes place within 7 days of delivery. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) [1] => Array ( [cover] => B [cover_title] => Owner Packed Conditions [cover_description] => Full All Risks of Physical Loss or damage, Excluding: Breakage, scratching, denting, chipping, staining and tearing unless directly caused by fire or collision or overturning of the transporting conveyance. Missing items of cartons or packages unless an itemised valued list of contents of each carton or package is supplied by you to the Company prior to commencement of transit. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) ) [movingCertificateId] => 1455 [storageCertificateId] => 1455 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => [id] => 1213 [name] => logo-header-e1468953737635 [usesTypOofGoods] => ) [clientName] => Ida Marie Askvig [startDate] => 2022-08-11 [cover] => B [coverDocument] => [currentRate] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => [companyName] => [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => 25551 [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 1213 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 0 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 0 [originalRate] => 0 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 100 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1659356707 [name] => [area] => [modName] => [modAddress] => [modEmail] => [destinationAgent] => )



Quote Object ( [file] => [totalAmountInsured] => 3700 [totalValueGoods] => 3700 [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => 471 [to] => 406 [fromFreeText] => UNITED KINGDOM [toFreeText] => NORWAY [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => Top Removals [companyName] => Top Removals [manager] => [lossAdjuster] => 775 [removalsTitle] => Insurance Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 100 [countryBand] => 1123 [maximumAmountInsured] => 100000 [internationalLaw] => UK [canCalculatePremiums] => [IPTRate] => 0 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.001 [extensionsDestination] => 0.002 [rgiCommission] => 20 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => [additionsDiscountCount] => 0 [hasMouldAndMildew] => [hasPairsAndSets] => [hasMechanicalAndElectricalDerangement] => [hasFurniture] => 1 [hasMotor] => 1 [hasTotalFreight] => [hasInventoryCover] => [hasLumpsumCover] => [hasDestinationAgent] => [canAccessReports] => [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => https://secure.reason-global.com/wp-content/uploads/2021/05/Top-Logo.png [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => United Kingdom, member states of the European Union, Scandinavia and Switzerland ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed - All Risks of Physical Loss or Damage [cover_description] => All Risks of physical loss or damage in transit or store anywhere in the United Kingdom, Northern Ireland, The Channel Islands, The Isle of Man, member States of the European Union, Scandinavia & Switzerland subject to exclusions overleaf. This insurance is effective from the time your insured property is professionally packed and/or uplifted from your residence or business location for the commencement of the transit and continues, including storage, if any, until your insured property is professionally delivered to the final destination. If your property is professionally unpacked coverage is extended to cover the period of the professional unpacking provided this takes place within 7 days of delivery. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) [1] => Array ( [cover] => B [cover_title] => Owner Packed Conditions [cover_description] => Full All Risks of Physical Loss or damage, Excluding: Breakage, scratching, denting, chipping, staining and tearing unless directly caused by fire or collision or overturning of the transporting conveyance. Missing items of cartons or packages unless an itemised valued list of contents of each carton or package is supplied by you to the Company prior to commencement of transit. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) ) [movingCertificateId] => 1455 [storageCertificateId] => 1455 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => [id] => 1213 [name] => logo-header-e1468953737635 [usesTypOofGoods] => ) [clientName] => Ida Marie Askvig [startDate] => 2022-08-11 [cover] => B [coverDocument] => [currentRate] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => [companyName] => [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => 25551 [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 1213 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 0 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 0 [originalRate] => 0 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 100 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1659356707 [name] => [area] => [modName] => [modAddress] => [modEmail] => [destinationAgent] => )



Quote Object ( [file] => [totalAmountInsured] => 3800 [totalValueGoods] => 3800 [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => 471 [to] => 406 [fromFreeText] => UNITED KINGDOM [toFreeText] => NORWAY [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => Top Removals [companyName] => Top Removals [manager] => [lossAdjuster] => 775 [removalsTitle] => Insurance Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 100 [countryBand] => 1123 [maximumAmountInsured] => 100000 [internationalLaw] => UK [canCalculatePremiums] => [IPTRate] => 0 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.001 [extensionsDestination] => 0.002 [rgiCommission] => 20 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => [additionsDiscountCount] => 0 [hasMouldAndMildew] => [hasPairsAndSets] => [hasMechanicalAndElectricalDerangement] => [hasFurniture] => 1 [hasMotor] => 1 [hasTotalFreight] => [hasInventoryCover] => [hasLumpsumCover] => [hasDestinationAgent] => [canAccessReports] => [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => https://secure.reason-global.com/wp-content/uploads/2021/05/Top-Logo.png [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => United Kingdom, member states of the European Union, Scandinavia and Switzerland ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed - All Risks of Physical Loss or Damage [cover_description] => All Risks of physical loss or damage in transit or store anywhere in the United Kingdom, Northern Ireland, The Channel Islands, The Isle of Man, member States of the European Union, Scandinavia & Switzerland subject to exclusions overleaf. This insurance is effective from the time your insured property is professionally packed and/or uplifted from your residence or business location for the commencement of the transit and continues, including storage, if any, until your insured property is professionally delivered to the final destination. If your property is professionally unpacked coverage is extended to cover the period of the professional unpacking provided this takes place within 7 days of delivery. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) [1] => Array ( [cover] => B [cover_title] => Owner Packed Conditions [cover_description] => Full All Risks of Physical Loss or damage, Excluding: Breakage, scratching, denting, chipping, staining and tearing unless directly caused by fire or collision or overturning of the transporting conveyance. Missing items of cartons or packages unless an itemised valued list of contents of each carton or package is supplied by you to the Company prior to commencement of transit. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) ) [movingCertificateId] => 1455 [storageCertificateId] => 1455 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => [id] => 1213 [name] => logo-header-e1468953737635 [usesTypOofGoods] => ) [clientName] => Ida Marie Askvig [startDate] => 2022-08-11 [cover] => B [coverDocument] => [currentRate] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => [companyName] => [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => 25551 [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 1213 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 0 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 0 [originalRate] => 0 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 100 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1659356707 [name] => [area] => [modName] => [modAddress] => [modEmail] => [destinationAgent] => )



Quote Object ( [file] => [totalAmountInsured] => 4000 [totalValueGoods] => 4000 [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => 471 [to] => 406 [fromFreeText] => UNITED KINGDOM [toFreeText] => NORWAY [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => Top Removals [companyName] => Top Removals [manager] => [lossAdjuster] => 775 [removalsTitle] => Insurance Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 100 [countryBand] => 1123 [maximumAmountInsured] => 100000 [internationalLaw] => UK [canCalculatePremiums] => [IPTRate] => 0 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.001 [extensionsDestination] => 0.002 [rgiCommission] => 20 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => [additionsDiscountCount] => 0 [hasMouldAndMildew] => [hasPairsAndSets] => [hasMechanicalAndElectricalDerangement] => [hasFurniture] => 1 [hasMotor] => 1 [hasTotalFreight] => [hasInventoryCover] => [hasLumpsumCover] => [hasDestinationAgent] => [canAccessReports] => [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => https://secure.reason-global.com/wp-content/uploads/2021/05/Top-Logo.png [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => United Kingdom, member states of the European Union, Scandinavia and Switzerland ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed - All Risks of Physical Loss or Damage [cover_description] => All Risks of physical loss or damage in transit or store anywhere in the United Kingdom, Northern Ireland, The Channel Islands, The Isle of Man, member States of the European Union, Scandinavia & Switzerland subject to exclusions overleaf. This insurance is effective from the time your insured property is professionally packed and/or uplifted from your residence or business location for the commencement of the transit and continues, including storage, if any, until your insured property is professionally delivered to the final destination. If your property is professionally unpacked coverage is extended to cover the period of the professional unpacking provided this takes place within 7 days of delivery. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) [1] => Array ( [cover] => B [cover_title] => Owner Packed Conditions [cover_description] => Full All Risks of Physical Loss or damage, Excluding: Breakage, scratching, denting, chipping, staining and tearing unless directly caused by fire or collision or overturning of the transporting conveyance. Missing items of cartons or packages unless an itemised valued list of contents of each carton or package is supplied by you to the Company prior to commencement of transit. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) ) [movingCertificateId] => 1455 [storageCertificateId] => 1455 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => [id] => 1213 [name] => logo-header-e1468953737635 [usesTypOofGoods] => ) [clientName] => Ida Marie Askvig [startDate] => 2022-08-11 [cover] => B [coverDocument] => [currentRate] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => [companyName] => [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => 25551 [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 1213 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 0 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 0 [originalRate] => 0 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 100 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1659356707 [name] => [area] => [modName] => [modAddress] => [modEmail] => [destinationAgent] => )



Quote Object ( [file] => [totalAmountInsured] => 3645 [totalValueGoods] => 3645 [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => 471 [to] => 406 [fromFreeText] => UNITED KINGDOM [toFreeText] => NORWAY [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => Top Removals [companyName] => Top Removals [manager] => [lossAdjuster] => 775 [removalsTitle] => Insurance Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 100 [countryBand] => 1123 [maximumAmountInsured] => 100000 [internationalLaw] => UK [canCalculatePremiums] => [IPTRate] => 0 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.001 [extensionsDestination] => 0.002 [rgiCommission] => 20 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => [additionsDiscountCount] => 0 [hasMouldAndMildew] => [hasPairsAndSets] => [hasMechanicalAndElectricalDerangement] => [hasFurniture] => 1 [hasMotor] => 1 [hasTotalFreight] => [hasInventoryCover] => [hasLumpsumCover] => [hasDestinationAgent] => [canAccessReports] => [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => https://secure.reason-global.com/wp-content/uploads/2021/05/Top-Logo.png [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => United Kingdom, member states of the European Union, Scandinavia and Switzerland ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed - All Risks of Physical Loss or Damage [cover_description] => All Risks of physical loss or damage in transit or store anywhere in the United Kingdom, Northern Ireland, The Channel Islands, The Isle of Man, member States of the European Union, Scandinavia & Switzerland subject to exclusions overleaf. This insurance is effective from the time your insured property is professionally packed and/or uplifted from your residence or business location for the commencement of the transit and continues, including storage, if any, until your insured property is professionally delivered to the final destination. If your property is professionally unpacked coverage is extended to cover the period of the professional unpacking provided this takes place within 7 days of delivery. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) [1] => Array ( [cover] => B [cover_title] => Owner Packed Conditions [cover_description] => Full All Risks of Physical Loss or damage, Excluding: Breakage, scratching, denting, chipping, staining and tearing unless directly caused by fire or collision or overturning of the transporting conveyance. Missing items of cartons or packages unless an itemised valued list of contents of each carton or package is supplied by you to the Company prior to commencement of transit. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) ) [movingCertificateId] => 1455 [storageCertificateId] => 1455 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/TOP-SPECIFIED-CERT.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => [id] => 1213 [name] => logo-header-e1468953737635 [usesTypOofGoods] => ) [clientName] => Ida Marie Askvig [startDate] => 2022-08-11 [cover] => B [coverDocument] => [currentRate] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => [companyName] => [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => 25551 [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 1213 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 0 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 0 [originalRate] => 0 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 100 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1659356822 [name] => [area] => [modName] => [modAddress] => [modEmail] => [destinationAgent] => )



Quote Object ( [file] => [totalAmountInsured] => 3645 [totalValueGoods] => 3645 [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => 471 [to] => 406 [fromFreeText] => UNITED KINGDOM [toFreeText] => NORWAY [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => Top Removals [companyName] => Top Removals [manager] => [lossAdjuster] => 775 [removalsTitle] => Insurance Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 100 [countryBand] => 1123 [maximumAmountInsured] => 100000 [internationalLaw] => UK [canCalculatePremiums] => [IPTRate] => 0 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.001 [extensionsDestination] => 0.002 [rgiCommission] => 20 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => [additionsDiscountCount] => 0 [hasMouldAndMildew] => [hasPairsAndSets] => [hasMechanicalAndElectricalDerangement] => [hasFurniture] => 1 [hasMotor] => 1 [hasTotalFreight] => [hasInventoryCover] => [hasLumpsumCover] => [hasDestinationAgent] => [canAccessReports] => [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => https://secure.reason-global.com/wp-content/uploads/2021/05/Top-Logo.png [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => United Kingdom, member states of the European Union, Scandinavia and Switzerland ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0 [standard_rate_selling] => 0 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed - All Risks of Physical Loss or Damage [cover_description] => All Risks of physical loss or damage in transit or store anywhere in the United Kingdom, Northern Ireland, The Channel Islands, The Isle of Man, member States of the European Union, Scandinavia & Switzerland subject to exclusions overleaf. This insurance is effective from the time your insured property is professionally packed and/or uplifted from your residence or business location for the commencement of the transit and continues, including storage, if any, until your insured property is professionally delivered to the final destination. If your property is professionally unpacked coverage is extended to cover the period of the professional unpacking provided this takes place within 7 days of delivery. [cover_document] => Array ( [0] => 2042 ) [cover_document_name] => Top Removals Only.pdf [extensions] => ) [1] => Array ( [cover] => B [cover_title] => Owner Packed Conditions [cover_description] => Full All Risks of Physical Loss or damage, Excluding: Breakage, scratching, denting, chipping, staining and tearing unless directly caused by fire or collision or overturning of the transporting conveyance. Missing items of cartons or packages unless an itemised valued list of contents of each carton or package is supplied by you to the Company prior to commencement of transit. 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POLICY SUMMARY

 

Your mover has arranged a specialist insurance programme for the removal of your household goods, which is underwritten by Amica  for AXA Versicherung AG and Others.

This Policy Summary DOES NOT contain the full terms and conditions of the insurance contract as these are contained in the accompanying Terms and Conditions of Insurance at the back of this document.

Why purchase Transit Insurance?

Whilst great care is taken during the removal of your goods, there are many risks of loss or damage, which are beyond the Movers control. The Movers liability for loss or damage is limited by their standard contract terms and conditions, which are incorporated into all removal, storage and shipping contracts. For these reasons, you are strongly advised to take out an All Risks insurance policy to protect you from the many risks to which your goods will be exposed during removal, storage and transit.

If you do not take out adequate insurance, your recourse against the Mover and subsequent carriers or parties for loss or damage, if they are liable, may be limited. Other parties involved may include, for example, the shipping company or airline, other transport operators, the Port Authority and so on. These parties operate under separate contract conditions, or under international law or Conventions that may limit or exclude their liability. If a loss occurs at sea and the shipping company may declare a General Average loss (which is the cost incurred by the carrier to preserve the vessel and its cargo). In this case, you, as the shipper of the goods may have to contribute to the General Average loss incurred by the shipping company (this principle of contribution is an insurable risk and is covered by this policy).

Even though every care will be taken by the Mover, you will appreciate that the distances involved, coupled with the rigours of an international transit, means that on occasions loss and/or damage to your goods may occur. You are therefore strongly recommended to take out insurance cover to ensure that you are duly compensated for any loss which may occur.

What does the Policy cover and what does it exclude?

This policy provides All Risks of physical loss or damage cover for a Door to Door International transits of your goods arranged by the Mover, including periods of storage whilst in professional warehousing by or arranged by the Mover, subject to the terms and conditions of insurance detailed herein.

As with any insurance cover, this policy incorporates certain Exclusions, Conditions or limits and these are summarised in the Terms and Conditions attached. Please ensure that you understand the terms and conditions prior to agreeing to take up coverage under this policy, to avoid unnecessary surprises later on, in the event you need to make a claim.

How do I arrange cover through this Policy?

Please complete the enclosed Proposal Form. The basis of valuation of your goods, for this policy, should be the new replacement cost at destination for Household Goods and Personal Eufb00ects, and market value at destination for Antiques, Fine Arts, Automobiles, Motor Cycles, Boats, Campers and Trailer. You may need to make some enquiries to establish the comparable cost of living between your present location and the country you will be moving to. If you under-value your goods (i.e. insure them for less than their full value) your claim, should you need to make one, would be reduced accordingly. Should you feel the proposal form is too restrictive, you may compile and attach your own valued list. Please note however, that you should still complete the information requested at the top of the proposal form, state the grand total Insured Value and sign the declaration on page 2, returning both the proposal form and the valued list to us.


When you have completed the form, you must return this to us to enable us to provide you with a Con
ufb01rmation of Insurance.

 What happens if my insured goods are lost or damaged in transit?

In the event of loss or damage which might give rise to a claim under the insurance, immediate notice must be given in writing by you either to ourselves or the origin or destination agent. This is your intention of notice to claim and must be received within 30 days from the date of delivery (or scheduled date if claim is for non-delivery). Thereafter, you will have a further 30 days in which to notify full details of any losses and/or damages incurred. You will receive a Claim Form and detailed instructions on how to substantiate your claim.

In certain circumstances the Insurers may appoint a loss Adjuster; the adjusters role is to examine the scenes of the losses and investigate circumstances giving rise to the claim. The adjuster will report to the Insurers and Insurers will pay the adjusters fees. A Loss Adjuster will not assist in the preparation of a claim, but will advise you of what Insurers will require to consider the claim.

You will be asked to substantiate your claim for damaged items by obtaining local repair or replacement estimates, and it is helpful if you area able to provide photographs of the damage items.

IMPORTANT: If you fail to notify details of loss or damage within the time limits set out above, Insurers may decline your claim, or you may prejudice your claim. For example, if the currency of the amount claimed diufb00ers from the currency in which you insured your goods, the exchange rate used by Insurers to calculate settlement would be that prevalent at the time the Conufb01rmation of Insurance was issued

 

HOW TO COMPLETE THE PROPOSAL FORM

Please ufb01ll in all the relevant boxes on the Proposal Form. The Insured is the person proposing the insurance (i.e. your full name). The date packed is the date on which the removal work will commence. Indicate with a tick in the boxes to signify Owner Packed and/or Professionally Packed as appropriate. Professionally packed means goods packed by the Mover whereas Owner Packed means goods packed by you or parties other than the Mover or his agent. Please tick the appropriate principle method of transport e.g. land, sea or air. Identify the name of the town or city that you are Moving from and Moving to and the destination Country.

Household goods and personal eufb00ects should be insured for the new replacement cost in the country of destination

When listing the goods to be insured, you will need to have a reasonably good idea of the comparable cost of living in the country      to which your goods are being shipped.  List ALL goods and their new value at destination on the proposal form.   You  may choose  to attach your own detailed valued list, or attach additional pages if there is insuufb03cient space on the form.  Goods not declared and valued on the list are NOT insured.

Please note that if you do not insure your goods for their new replacement value, you will be under-insured. In the event of a claim for loss or damage, under insurance may result in the Insurer applying average when assessing a claim. This means, for example, that if an item were under-insured by 50%, the Insurers would only settle 50% of any repair cost. If that repair cost were higher than the declared value, subject to any payment by Insurers not exceeding the declared value of the item. Similarly, if the claim were for a shortage (lost item), settlement would be capped at that declared value.

Antiques, Fine Arts, Motor Vehicles, Motorcycles, Boats, Campers and Trailers should be valued at the market value at destination, i.e. the value for which the same, or similar items/vehicles could be purchased in an undamaged condition.

As above the application of average will apply in the event of under insurance.

It is in your interest to provide as much detail as possible.

You will need to list the quantity of each item that you will be moving (in the column marked QTY)

and enter the value of the item(s) in the column adjacent. For example, if you have 10 chairs in the dining room valued at £100 each you should write:

QTY       ARTICLE        VALUE

10          Chairs             £1,000

However, if 2 of the chairs are worth, for example £200 each, then you should list, and if possible identify them separately as follows:

QTY        ARTICLE                VALUE

8             Chairs (dining)     £ 800

2            Chairs (carver)      £ 400

Once you have listed all items, total the values in each column to produce a grand total.

 

 

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POLICY SUMMARY

 

Your mover has arranged a specialist insurance programme for the removal of your household goods, which is underwritten by Amica  for AXA Versicherung AG and Others.

This Policy Summary DOES NOT contain the full terms and conditions of the insurance contract as these are contained in the accompanying Terms and Conditions of Insurance at the back of this document.

Why purchase Transit Insurance?

Whilst great care is taken during the removal of your goods, there are many risks of loss or damage, which are beyond the Movers control. The Movers liability for loss or damage is limited by their standard contract terms and conditions, which are incorporated into all removal, storage and shipping contracts. For these reasons, you are strongly advised to take out an All Risks insurance policy to protect you from the many risks to which your goods will be exposed during removal, storage and transit.

If you do not take out adequate insurance, your recourse against the Mover and subsequent carriers or parties for loss or damage, if they are liable, may be limited. Other parties involved may include, for example, the shipping company or airline, other transport operators, the Port Authority and so on. These parties operate under separate contract conditions, or under international law or Conventions that may limit or exclude their liability. If a loss occurs at sea and the shipping company may declare a General Average loss (which is the cost incurred by the carrier to preserve the vessel and its cargo). In this case, you, as the shipper of the goods may have to contribute to the General Average loss incurred by the shipping company (this principle of contribution is an insurable risk and is covered by this policy).

Even though every care will be taken by the Mover, you will appreciate that the distances involved, coupled with the rigours of an international transit, means that on occasions loss and/or damage to your goods may occur. You are therefore strongly recommended to take out insurance cover to ensure that you are duly compensated for any loss which may occur.

What does the Policy cover and what does it exclude?

This policy provides All Risks of physical loss or damage cover for a Door to Door International transits of your goods arranged by the Mover, including periods of storage whilst in professional warehousing by or arranged by the Mover, subject to the terms and conditions of insurance detailed herein.

As with any insurance cover, this policy incorporates certain Exclusions, Conditions or limits and these are summarised in the Terms and Conditions attached. Please ensure that you understand the terms and conditions prior to agreeing to take up coverage under this policy, to avoid unnecessary surprises later on, in the event you need to make a claim.

How do I arrange cover through this Policy?

Please complete the enclosed Proposal Form. The basis of valuation of your goods, for this policy, should be the new replacement cost at destination for Household Goods and Personal Eufb00ects, and market value at destination for Antiques, Fine Arts, Automobiles, Motor Cycles, Boats, Campers and Trailer. You may need to make some enquiries to establish the comparable cost of living between your present location and the country you will be moving to. If you under-value your goods (i.e. insure them for less than their full value) your claim, should you need to make one, would be reduced accordingly. Should you feel the proposal form is too restrictive, you may compile and attach your own valued list. Please note however, that you should still complete the information requested at the top of the proposal form, state the grand total Insured Value and sign the declaration on page 2, returning both the proposal form and the valued list to us.


When you have completed the form, you must return this to us to enable us to provide you with a Con
ufb01rmation of Insurance.

 What happens if my insured goods are lost or damaged in transit?

In the event of loss or damage which might give rise to a claim under the insurance, immediate notice must be given in writing by you either to ourselves or the origin or destination agent. This is your intention of notice to claim and must be received within 30 days from the date of delivery (or scheduled date if claim is for non-delivery). Thereafter, you will have a further 30 days in which to notify full details of any losses and/or damages incurred. You will receive a Claim Form and detailed instructions on how to substantiate your claim.

In certain circumstances the Insurers may appoint a loss Adjuster; the adjusters role is to examine the scenes of the losses and investigate circumstances giving rise to the claim. The adjuster will report to the Insurers and Insurers will pay the adjusters fees. A Loss Adjuster will not assist in the preparation of a claim, but will advise you of what Insurers will require to consider the claim.

You will be asked to substantiate your claim for damaged items by obtaining local repair or replacement estimates, and it is helpful if you area able to provide photographs of the damage items.

IMPORTANT: If you fail to notify details of loss or damage within the time limits set out above, Insurers may decline your claim, or you may prejudice your claim. For example, if the currency of the amount claimed diufb00ers from the currency in which you insured your goods, the exchange rate used by Insurers to calculate settlement would be that prevalent at the time the Conufb01rmation of Insurance was issued

 

HOW TO COMPLETE THE PROPOSAL FORM

Please ufb01ll in all the relevant boxes on the Proposal Form. The Insured is the person proposing the insurance (i.e. your full name). The date packed is the date on which the removal work will commence. Indicate with a tick in the boxes to signify Owner Packed and/or Professionally Packed as appropriate. Professionally packed means goods packed by the Mover whereas Owner Packed means goods packed by you or parties other than the Mover or his agent. Please tick the appropriate principle method of transport e.g. land, sea or air. Identify the name of the town or city that you are Moving from and Moving to and the destination Country.

Household goods and personal eufb00ects should be insured for the new replacement cost in the country of destination

When listing the goods to be insured, you will need to have a reasonably good idea of the comparable cost of living in the country      to which your goods are being shipped.  List ALL goods and their new value at destination on the proposal form.   You  may choose  to attach your own detailed valued list, or attach additional pages if there is insuufb03cient space on the form.  Goods not declared and valued on the list are NOT insured.

Please note that if you do not insure your goods for their new replacement value, you will be under-insured. In the event of a claim for loss or damage, under insurance may result in the Insurer applying average when assessing a claim. This means, for example, that if an item were under-insured by 50%, the Insurers would only settle 50% of any repair cost. If that repair cost were higher than the declared value, subject to any payment by Insurers not exceeding the declared value of the item. Similarly, if the claim were for a shortage (lost item), settlement would be capped at that declared value.

Antiques, Fine Arts, Motor Vehicles, Motorcycles, Boats, Campers and Trailers should be valued at the market value at destination, i.e. the value for which the same, or similar items/vehicles could be purchased in an undamaged condition.

As above the application of average will apply in the event of under insurance.

It is in your interest to provide as much detail as possible.

You will need to list the quantity of each item that you will be moving (in the column marked QTY)

and enter the value of the item(s) in the column adjacent. For example, if you have 10 chairs in the dining room valued at £100 each you should write:

QTY       ARTICLE        VALUE

10          Chairs             £1,000

However, if 2 of the chairs are worth, for example £200 each, then you should list, and if possible identify them separately as follows:

QTY        ARTICLE                VALUE

8             Chairs (dining)     £ 800

2            Chairs (carver)      £ 400

Once you have listed all items, total the values in each column to produce a grand total.

 

 

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POLICY SUMMARY

 

Your mover has arranged a specialist insurance programme for the removal of your household goods, which is underwritten by Amica  for AXA Versicherung AG and Others.

This Policy Summary DOES NOT contain the full terms and conditions of the insurance contract as these are contained in the accompanying Terms and Conditions of Insurance at the back of this document.

Why purchase Transit Insurance?

Whilst great care is taken during the removal of your goods, there are many risks of loss or damage, which are beyond the Movers control. The Movers liability for loss or damage is limited by their standard contract terms and conditions, which are incorporated into all removal, storage and shipping contracts. For these reasons, you are strongly advised to take out an All Risks insurance policy to protect you from the many risks to which your goods will be exposed during removal, storage and transit.

If you do not take out adequate insurance, your recourse against the Mover and subsequent carriers or parties for loss or damage, if they are liable, may be limited. Other parties involved may include, for example, the shipping company or airline, other transport operators, the Port Authority and so on. These parties operate under separate contract conditions, or under international law or Conventions that may limit or exclude their liability. If a loss occurs at sea and the shipping company may declare a General Average loss (which is the cost incurred by the carrier to preserve the vessel and its cargo). In this case, you, as the shipper of the goods may have to contribute to the General Average loss incurred by the shipping company (this principle of contribution is an insurable risk and is covered by this policy).

Even though every care will be taken by the Mover, you will appreciate that the distances involved, coupled with the rigours of an international transit, means that on occasions loss and/or damage to your goods may occur. You are therefore strongly recommended to take out insurance cover to ensure that you are duly compensated for any loss which may occur.

What does the Policy cover and what does it exclude?

This policy provides All Risks of physical loss or damage cover for a Door to Door International transits of your goods arranged by the Mover, including periods of storage whilst in professional warehousing by or arranged by the Mover, subject to the terms and conditions of insurance detailed herein.

As with any insurance cover, this policy incorporates certain Exclusions, Conditions or limits and these are summarised in the Terms and Conditions attached. Please ensure that you understand the terms and conditions prior to agreeing to take up coverage under this policy, to avoid unnecessary surprises later on, in the event you need to make a claim.

How do I arrange cover through this Policy?

Please complete the enclosed Proposal Form. The basis of valuation of your goods, for this policy, should be the new replacement cost at destination for Household Goods and Personal Eufb00ects, and market value at destination for Antiques, Fine Arts, Automobiles, Motor Cycles, Boats, Campers and Trailer. You may need to make some enquiries to establish the comparable cost of living between your present location and the country you will be moving to. If you under-value your goods (i.e. insure them for less than their full value) your claim, should you need to make one, would be reduced accordingly. Should you feel the proposal form is too restrictive, you may compile and attach your own valued list. Please note however, that you should still complete the information requested at the top of the proposal form, state the grand total Insured Value and sign the declaration on page 2, returning both the proposal form and the valued list to us.


When you have completed the form, you must return this to us to enable us to provide you with a Con
ufb01rmation of Insurance.

 What happens if my insured goods are lost or damaged in transit?

In the event of loss or damage which might give rise to a claim under the insurance, immediate notice must be given in writing by you either to ourselves or the origin or destination agent. This is your intention of notice to claim and must be received within 30 days from the date of delivery (or scheduled date if claim is for non-delivery). Thereafter, you will have a further 30 days in which to notify full details of any losses and/or damages incurred. You will receive a Claim Form and detailed instructions on how to substantiate your claim.

In certain circumstances the Insurers may appoint a loss Adjuster; the adjusters role is to examine the scenes of the losses and investigate circumstances giving rise to the claim. The adjuster will report to the Insurers and Insurers will pay the adjusters fees. A Loss Adjuster will not assist in the preparation of a claim, but will advise you of what Insurers will require to consider the claim.

You will be asked to substantiate your claim for damaged items by obtaining local repair or replacement estimates, and it is helpful if you area able to provide photographs of the damage items.

IMPORTANT: If you fail to notify details of loss or damage within the time limits set out above, Insurers may decline your claim, or you may prejudice your claim. For example, if the currency of the amount claimed diufb00ers from the currency in which you insured your goods, the exchange rate used by Insurers to calculate settlement would be that prevalent at the time the Conufb01rmation of Insurance was issued

 

HOW TO COMPLETE THE PROPOSAL FORM

Please ufb01ll in all the relevant boxes on the Proposal Form. The Insured is the person proposing the insurance (i.e. your full name). The date packed is the date on which the removal work will commence. Indicate with a tick in the boxes to signify Owner Packed and/or Professionally Packed as appropriate. Professionally packed means goods packed by the Mover whereas Owner Packed means goods packed by you or parties other than the Mover or his agent. Please tick the appropriate principle method of transport e.g. land, sea or air. Identify the name of the town or city that you are Moving from and Moving to and the destination Country.

Household goods and personal eufb00ects should be insured for the new replacement cost in the country of destination

When listing the goods to be insured, you will need to have a reasonably good idea of the comparable cost of living in the country      to which your goods are being shipped.  List ALL goods and their new value at destination on the proposal form.   You  may choose  to attach your own detailed valued list, or attach additional pages if there is insuufb03cient space on the form.  Goods not declared and valued on the list are NOT insured.

Please note that if you do not insure your goods for their new replacement value, you will be under-insured. In the event of a claim for loss or damage, under insurance may result in the Insurer applying average when assessing a claim. This means, for example, that if an item were under-insured by 50%, the Insurers would only settle 50% of any repair cost. If that repair cost were higher than the declared value, subject to any payment by Insurers not exceeding the declared value of the item. Similarly, if the claim were for a shortage (lost item), settlement would be capped at that declared value.

Antiques, Fine Arts, Motor Vehicles, Motorcycles, Boats, Campers and Trailers should be valued at the market value at destination, i.e. the value for which the same, or similar items/vehicles could be purchased in an undamaged condition.

As above the application of average will apply in the event of under insurance.

It is in your interest to provide as much detail as possible.

You will need to list the quantity of each item that you will be moving (in the column marked QTY)

and enter the value of the item(s) in the column adjacent. For example, if you have 10 chairs in the dining room valued at £100 each you should write:

QTY       ARTICLE        VALUE

10          Chairs             £1,000

However, if 2 of the chairs are worth, for example £200 each, then you should list, and if possible identify them separately as follows:

QTY        ARTICLE                VALUE

8             Chairs (dining)     £ 800

2            Chairs (carver)      £ 400

Once you have listed all items, total the values in each column to produce a grand total.

 

 

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Quote Object ( [file] => [totalAmountInsured] => 11149 [totalValueGoods] => 4199.00 [freightCharges] => 6950.00 [policyExcess] => [insurancePremium] => 0 [IPT] => 0 [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => [to] => [fromFreeText] => United Kingdom [toFreeText] => Israel [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => Jared [companyName] => Stephen Morris Shipping Ltd [manager] => [lossAdjuster] => 775 [removalsTitle] => Insurance Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 0 [countryBand] => [maximumAmountInsured] => 1000000 [internationalLaw] => UK [canCalculatePremiums] => [IPTRate] => 12 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.001 [extensionsDestination] => 0.001 [rgiCommission] => 20 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => 1 [additionsDiscountCount] => 0 [hasMouldAndMildew] => 1 [hasPairsAndSets] => 1 [hasMechanicalAndElectricalDerangement] => 1 [hasFurniture] => 1 [hasMotor] => [hasTotalFreight] => 1 [hasInventoryCover] => [hasLumpsumCover] => [hasDestinationAgent] => [canAccessReports] => 1 [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => 1 [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => Rest of World, Excluding transits to, from and or via: Afghanistan, Angola, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Nicaragua, Nigeria, North Korea, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Uganda, Zimbabwe and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) ) [excessRates] => [rates] => [excessDoc] => 637 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed [cover_description] => All Risks of physical loss or damage subject to the version of the following London Institute Clauses current at the time of commencement of transit: Institute Cargo Clauses (A), and the War Clauses, Strikes Clauses, Termination of Transit Clause (Terrorism), Classification Clause, Insolvency Exclusion Amendment Clause, Radioactive Contamination, Chemical, Biological, Bio-Chemical, Electromagnetic Weapons Exclusion Clause and Cyber Attack Exclusion Clause. For the purposes of general average contribution and salvage charges recoverable hereunder, the effects insured shall be deemed to be insured for their full contributory value. [cover_document] => Array ( [0] => 1712 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => 1 ) [1] => Array ( [cover] => B [cover_title] => Owner Packed [cover_description] => As in professionally packed but excluding breakage, scratching, denting, chipping, staining and tearing of owner packed effects unless directly caused by fire, stranding, sinking or collision of the vessel or collision or overturn of transporting land conveyance. Also excluding claims for missing items of owner packed cartons or packages unless an itemised valued list of contents of each carton or package is supplied by the owner prior to commencement of transit. [cover_document] => Array ( [0] => 1712 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => 1 ) [2] => Array ( [cover] => C [cover_title] => Restricted Conditions [cover_description] => Restricted Conditions - Total Loss [cover_document] => Array ( [0] => 1712 ) [cover_document_name] => Amica - 2018 - COI - Website.pdf [extensions] => ) ) [movingCertificateId] => 1445 [storageCertificateId] => 1444 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-REMOVALS-CERTIFICATE.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-STORAGE-CERTIFICATE.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => [allowZeroPremium] => [id] => 1287 [name] => k2-logo-new [usesTypOofGoods] => ) [clientName] => Lorraine Harris [startDate] => 2022-08-09 [cover] => A [coverDocument] => [currentRate] => [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => [companyName] => [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => 405468 [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 1287 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 0 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 0 [originalRate] => 0 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 0 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1660047630 [name] => [area] => A [modName] => [modAddress] => [modEmail] => [destinationAgent] => )



Quote Object ( [file] => [totalAmountInsured] => 12000 [totalValueGoods] => 12000 [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => 0 [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => [to] => [fromFreeText] => United Kingdom [toFreeText] => Coquitlam, Canada [modeOfTransport] => Sea / Road [client] => Client Object ( [username] => [friendlyName] => [companyName] => Icon - Boxchain Moving Ltd [manager] => [lossAdjuster] => 775 [removalsTitle] => Removal Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 0 [countryBand] => [maximumAmountInsured] => 500000 [internationalLaw] => UK [canCalculatePremiums] => 1 [IPTRate] => 12 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.0015 [extensionsDestination] => 0.0015 [rgiCommission] => 20 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 30 [cubeCost] => 1800 [hasStorageExtensions] => 1 [additionsDiscountCount] => 3 [hasMouldAndMildew] => 1 [hasPairsAndSets] => 1 [hasMechanicalAndElectricalDerangement] => 1 [hasFurniture] => 1 [hasMotor] => [hasTotalFreight] => [hasInventoryCover] => 1 [hasLumpsumCover] => 1 [hasDestinationAgent] => [canAccessReports] => 1 [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => 1 [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => 1 [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => UK ) [1] => Array ( [travel_band] => B [details] => Europe ) [2] => Array ( [travel_band] => C [details] => Rest of the World - Excluding transits to, from and or via Afghanistan, Angola, Belarus, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Nicaragua, Nigeria, North Korea, Russia, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Uganda, Ukraine and Zimbabwe and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Air [area] => A [cover] => A [standard_rate_buying] => 0.2778 [standard_rate_selling] => 0.2778 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [1] => Array ( [transport] => Air [area] => A [cover] => B [standard_rate_buying] => 0.1389 [standard_rate_selling] => 0.1389 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [2] => Array ( [transport] => Air [area] => A [cover] => [standard_rate_buying] => 0.08334 [standard_rate_selling] => 0.08334 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [3] => Array ( [transport] => Air [area] => B [cover] => A [standard_rate_buying] => 0.5941 [standard_rate_selling] => 0.5941 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [4] => Array ( [transport] => Air [area] => B [cover] => B [standard_rate_buying] => 0.29705 [standard_rate_selling] => 0.29705 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [5] => Array ( [transport] => Air [area] => B [cover] => [standard_rate_buying] => 0.17823 [standard_rate_selling] => 0.17823 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [6] => Array ( [transport] => Air [area] => C [cover] => A [standard_rate_buying] => 1.0868 [standard_rate_selling] => 1.0868 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [7] => Array ( [transport] => Air [area] => C [cover] => B [standard_rate_buying] => 0.5434 [standard_rate_selling] => 0.5434 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [8] => Array ( [transport] => Air [area] => C [cover] => [standard_rate_buying] => 0.32604 [standard_rate_selling] => 0.32604 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [9] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0.2778 [standard_rate_selling] => 0.2778 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [10] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0.1389 [standard_rate_selling] => 0.1389 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [11] => Array ( [transport] => Road [area] => A [cover] => [standard_rate_buying] => 0.08334 [standard_rate_selling] => 0.08334 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [12] => Array ( [transport] => Road [area] => B [cover] => A [standard_rate_buying] => 0.5941 [standard_rate_selling] => 0.5941 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [13] => Array ( [transport] => Road [area] => B [cover] => B [standard_rate_buying] => 0.29705 [standard_rate_selling] => 0.29705 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [14] => Array ( [transport] => Road [area] => B [cover] => [standard_rate_buying] => 0.17823 [standard_rate_selling] => 0.17823 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [15] => Array ( [transport] => Road [area] => C [cover] => A [standard_rate_buying] => 1.0868 [standard_rate_selling] => 1.0868 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [16] => Array ( [transport] => Road [area] => C [cover] => B [standard_rate_buying] => 0.5434 [standard_rate_selling] => 0.5434 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [17] => Array ( [transport] => Road [area] => C [cover] => [standard_rate_buying] => 0.32604 [standard_rate_selling] => 0.32604 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [18] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0.2778 [standard_rate_selling] => 0.2778 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [19] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0.1389 [standard_rate_selling] => 0.1389 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [20] => Array ( [transport] => Sea [area] => A [cover] => [standard_rate_buying] => 0.08334 [standard_rate_selling] => 0.08334 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [21] => Array ( [transport] => Sea [area] => B [cover] => A [standard_rate_buying] => 0.5941 [standard_rate_selling] => 0.5941 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [22] => Array ( [transport] => Sea [area] => B [cover] => B [standard_rate_buying] => 0.29705 [standard_rate_selling] => 0.29705 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [23] => Array ( [transport] => Sea [area] => B [cover] => [standard_rate_buying] => 0.17823 [standard_rate_selling] => 0.17823 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [24] => Array ( [transport] => Sea [area] => C [cover] => A [standard_rate_buying] => 1.0868 [standard_rate_selling] => 1.0868 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [25] => Array ( [transport] => Sea [area] => C [cover] => B [standard_rate_buying] => 0.5434 [standard_rate_selling] => 0.5434 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) [26] => Array ( [transport] => Sea [area] => C [cover] => [standard_rate_buying] => 0.32604 [standard_rate_selling] => 0.32604 [motor] => 0 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 15.0000 ) ) [excessDoc] => 634 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed Goods [cover_description] => Professionally Packed Goods [cover_document] => Array ( [0] => 1714 ) [cover_document_name] => Icon 2019 - COI WORDING.pdf [extensions] => 1 ) [1] => Array ( [cover] => B [cover_title] => Owner Packed Goods - Self Pack [cover_description] => Owner Packed Goods - Self Pack [cover_document] => Array ( [0] => 1714 ) [cover_document_name] => Icon 2019 - COI WORDING.pdf [extensions] => ) [2] => Array ( [cover] => c [cover_title] => Restricted Conditions [cover_description] => Restricted Conditions [cover_document] => Array ( [0] => 1714 ) [cover_document_name] => Icon 2019 - COI WORDING.pdf [extensions] => ) ) [movingCertificateId] => 1445 [storageCertificateId] => 1444 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-REMOVALS-CERTIFICATE.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-STORAGE-CERTIFICATE.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => [allowZeroPremium] => [id] => 1264 [name] => hamiltons [usesTypOofGoods] => ) [clientName] => Derek John Ashford [startDate] => 2022-09-12 [cover] => c [coverDocument] => [currentRate] => [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => [companyName] => Boxchain Moving [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => Derek John Ashford [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 1264 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 3 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 0 [originalRate] => 0 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 0 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1663003002 [name] => [area] => C [modName] => [modAddress] => [modEmail] => [destinationAgent] => )



Quote Object ( [file] => [totalAmountInsured] => 0 [totalValueGoods] => [freightCharges] => [policyExcess] => [insurancePremium] => 0 [IPT] => 0 [subjectToIPT] => 1 [adminFee] => 0 [totalCost] => [from] => [to] => [fromFreeText] => United Kingdom [toFreeText] => France [modeOfTransport] => Air [client] => Client Object ( [username] => [friendlyName] => Alban Shipping Ltd2 [companyName] => Alban Shipping Ltd [manager] => [lossAdjuster] => 775 [removalsTitle] => Insurance Quotation [currencySymbol] => u00a3 [inventory] => [inventoryId] => [sendCertificatesTo] => Array ( [0] => Array ( [email] => [email protected] ) [1] => Array ( [email] => [email protected] ) ) [contractorCode] => [excess] => 0 [countryBand] => [maximumAmountInsured] => 1000000 [internationalLaw] => UK [canCalculatePremiums] => [IPTRate] => 12 [maxRateAdjustmentPercentage] => 0 [extensionsUK] => 0.0007 [extensionsDestination] => 0.0007 [rgiCommission] => 30 [backdateDaysRemovals] => 5 [backdateDaysStorage] => 120 [cubeCost] => 1800 [hasStorageExtensions] => 1 [additionsDiscountCount] => 3 [hasMouldAndMildew] => 1 [hasPairsAndSets] => 1 [hasMechanicalAndElectricalDerangement] => 1 [hasFurniture] => 1 [hasMotor] => [hasTotalFreight] => [hasInventoryCover] => 1 [hasLumpsumCover] => 1 [hasDestinationAgent] => [canAccessReports] => 1 [canQuote] => 1 [canEditRates] => [enableSummaryOfCover] => [sendPDFCertificate] => 1 [sendConfirmationofInsurance] => 1 [sendPremiumCalculation] => [hasMultipleCoverTypes] => [hasFCLGroupage] => [hasStorageInIsolation] => 1 [usesTypeOfGoods] => [usesAdminFee] => [usesIPT] => 1 [hasSeperateRoadAndSeaRates] => [storageHasMinimumPremium] => [requestCompanyName] => [activateHolidayCover] => [homePageLogo] => https://secure.reason-global.com/wp-content/uploads/2021/05/AS_logo.jpg [isDefaultMODUser] => [sendEmailsTo] => Array ( [0] => [email protected] [1] => [email protected] ) [isActive] => 1 [isLockedOut] => [holidayCoverEmail] => [hasAdditionalInformation] => [travelBands] => Array ( [0] => Array ( [travel_band] => A [details] => Fine Arts Non Fragile - Excluding transits to, from and or via Afghanistan, Angola, Belarus, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Nicaragua, Nigeria, North Korea, Russia, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Uganda, Ukraine and Zimbabwe and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) [1] => Array ( [travel_band] => B [details] => Fine Arts Fragile - Excluding transits to, from and or via Afghanistan, Angola, Belarus, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Nicaragua, Nigeria, North Korea, Russia, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Uganda, Ukraine and Zimbabwe and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) [2] => Array ( [travel_band] => C [details] => Fine Arts UK - Courier, World to World - Excluding transits to, from and or via Afghanistan, Angola, Belarus, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Nicaragua, Nigeria, North Korea, Russia, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Uganda, Ukraine and Zimbabwe and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) [3] => Array ( [travel_band] => D [details] => Household Effects, World to World - Excluding transits to, from and or via Afghanistan, Angola, Belarus, Cuba, Ethiopia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Nicaragua, Nigeria, North Korea, Russia, Rwanda, Sierra Leone, Somalia, Sudan, Syria, Uganda, Ukraine and Zimbabwe and any other country where their local legislation decrees insurance must be effected locally, unless specially declared and accepted by Underwriters prior to shipment. ) ) [excessRates] => [rates] => Array ( [0] => Array ( [transport] => Air [area] => A [cover] => A [standard_rate_buying] => 0.291 [standard_rate_selling] => 0.291 [motor] => 0.291 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [1] => Array ( [transport] => Air [area] => A [cover] => B [standard_rate_buying] => 0.1455 [standard_rate_selling] => 0.1455 [motor] => 0.1455 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [2] => Array ( [transport] => Air [area] => A [cover] => C [standard_rate_buying] => 0.0873 [standard_rate_selling] => 0.0873 [motor] => 0.0873 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [3] => Array ( [transport] => Air [area] => A [cover] => D [standard_rate_buying] => 0.07275 [standard_rate_selling] => 0.07275 [motor] => 0.07275 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [4] => Array ( [transport] => Air [area] => B [cover] => A [standard_rate_buying] => 0.923 [standard_rate_selling] => 0.923 [motor] => 0.923 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [5] => Array ( [transport] => Air [area] => B [cover] => B [standard_rate_buying] => 0.4615 [standard_rate_selling] => 0.4615 [motor] => 0.4615 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [6] => Array ( [transport] => Air [area] => B [cover] => C [standard_rate_buying] => 0.2769 [standard_rate_selling] => 0.2769 [motor] => 0.2769 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [7] => Array ( [transport] => Air [area] => B [cover] => D [standard_rate_buying] => 0.23075 [standard_rate_selling] => 0.23075 [motor] => 0.23075 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [8] => Array ( [transport] => Air [area] => C [cover] => A [standard_rate_buying] => 0.212 [standard_rate_selling] => 0.212 [motor] => 0.212 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [9] => Array ( [transport] => Air [area] => C [cover] => B [standard_rate_buying] => 0.106 [standard_rate_selling] => 0.106 [motor] => 0.106 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [10] => Array ( [transport] => Air [area] => C [cover] => C [standard_rate_buying] => 0.0636 [standard_rate_selling] => 0.0636 [motor] => 0.0636 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [11] => Array ( [transport] => Air [area] => C [cover] => D [standard_rate_buying] => 0.053 [standard_rate_selling] => 0.053 [motor] => 0.053 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [12] => Array ( [transport] => Air [area] => D [cover] => A [standard_rate_buying] => 2.5 [standard_rate_selling] => 2.5 [motor] => 2.5 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [13] => Array ( [transport] => Air [area] => D [cover] => B [standard_rate_buying] => 1.25 [standard_rate_selling] => 1.25 [motor] => 1.25 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [14] => Array ( [transport] => Air [area] => D [cover] => C [standard_rate_buying] => 0.75 [standard_rate_selling] => 0.75 [motor] => 0.75 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [15] => Array ( [transport] => Air [area] => D [cover] => D [standard_rate_buying] => 0.625 [standard_rate_selling] => 0.625 [motor] => 0.625 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [16] => Array ( [transport] => Road [area] => A [cover] => A [standard_rate_buying] => 0.291 [standard_rate_selling] => 0.291 [motor] => 0.291 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [17] => Array ( [transport] => Road [area] => A [cover] => B [standard_rate_buying] => 0.1455 [standard_rate_selling] => 0.1455 [motor] => 0.1455 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [18] => Array ( [transport] => Road [area] => A [cover] => C [standard_rate_buying] => 0.0873 [standard_rate_selling] => 0.0873 [motor] => 0.0873 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [19] => Array ( [transport] => Road [area] => A [cover] => D [standard_rate_buying] => 0.07275 [standard_rate_selling] => 0.07275 [motor] => 0.07275 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [20] => Array ( [transport] => Road [area] => B [cover] => A [standard_rate_buying] => 0.923 [standard_rate_selling] => 0.923 [motor] => 0.923 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [21] => Array ( [transport] => Road [area] => B [cover] => B [standard_rate_buying] => 0.4615 [standard_rate_selling] => 0.4615 [motor] => 0.4615 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [22] => Array ( [transport] => Road [area] => B [cover] => C [standard_rate_buying] => 0.2769 [standard_rate_selling] => 0.2769 [motor] => 0.2769 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [23] => Array ( [transport] => Road [area] => B [cover] => D [standard_rate_buying] => 0.23075 [standard_rate_selling] => 0.23075 [motor] => 0.23075 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [24] => Array ( [transport] => Road [area] => C [cover] => A [standard_rate_buying] => 0.212 [standard_rate_selling] => 0.212 [motor] => 0.212 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [25] => Array ( [transport] => Road [area] => C [cover] => B [standard_rate_buying] => 0.106 [standard_rate_selling] => 0.106 [motor] => 0.106 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [26] => Array ( [transport] => Road [area] => C [cover] => C [standard_rate_buying] => 0.0636 [standard_rate_selling] => 0.0636 [motor] => 0.0636 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [27] => Array ( [transport] => Road [area] => C [cover] => D [standard_rate_buying] => 0.053 [standard_rate_selling] => 0.053 [motor] => 0.053 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [28] => Array ( [transport] => Road [area] => D [cover] => A [standard_rate_buying] => 2.5 [standard_rate_selling] => 2.5 [motor] => 2.5 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [29] => Array ( [transport] => Road [area] => D [cover] => B [standard_rate_buying] => 1.25 [standard_rate_selling] => 1.25 [motor] => 1.25 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [30] => Array ( [transport] => Road [area] => D [cover] => C [standard_rate_buying] => 0.75 [standard_rate_selling] => 0.75 [motor] => 0.75 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [31] => Array ( [transport] => Road [area] => D [cover] => D [standard_rate_buying] => 0.625 [standard_rate_selling] => 0.625 [motor] => 0.625 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [32] => Array ( [transport] => Sea [area] => A [cover] => A [standard_rate_buying] => 0.291 [standard_rate_selling] => 0.291 [motor] => 0.291 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [33] => Array ( [transport] => Sea [area] => A [cover] => B [standard_rate_buying] => 0.1455 [standard_rate_selling] => 0.1455 [motor] => 0.1455 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [34] => Array ( [transport] => Sea [area] => A [cover] => C [standard_rate_buying] => 0.0873 [standard_rate_selling] => 0.0873 [motor] => 0.0873 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [35] => Array ( [transport] => Sea [area] => A [cover] => D [standard_rate_buying] => 0.07275 [standard_rate_selling] => 0.07275 [motor] => 0.07275 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [36] => Array ( [transport] => Sea [area] => B [cover] => A [standard_rate_buying] => 0.923 [standard_rate_selling] => 0.923 [motor] => 0.923 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [37] => Array ( [transport] => Sea [area] => B [cover] => B [standard_rate_buying] => 0.4615 [standard_rate_selling] => 0.4615 [motor] => 0.4615 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [38] => Array ( [transport] => Sea [area] => B [cover] => C [standard_rate_buying] => 0.2769 [standard_rate_selling] => 0.2769 [motor] => 0.2769 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [39] => Array ( [transport] => Sea [area] => B [cover] => D [standard_rate_buying] => 0.23075 [standard_rate_selling] => 0.23075 [motor] => 0.23075 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [40] => Array ( [transport] => Sea [area] => C [cover] => A [standard_rate_buying] => 0.212 [standard_rate_selling] => 0.212 [motor] => 0.212 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [41] => Array ( [transport] => Sea [area] => C [cover] => B [standard_rate_buying] => 0.106 [standard_rate_selling] => 0.106 [motor] => 0.106 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [42] => Array ( [transport] => Sea [area] => C [cover] => C [standard_rate_buying] => 0.0636 [standard_rate_selling] => 0.0636 [motor] => 0.0636 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [43] => Array ( [transport] => Sea [area] => C [cover] => D [standard_rate_buying] => 0.053 [standard_rate_selling] => 0.053 [motor] => 0.053 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [44] => Array ( [transport] => Sea [area] => D [cover] => A [standard_rate_buying] => 2.5 [standard_rate_selling] => 2.5 [motor] => 2.5 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [45] => Array ( [transport] => Sea [area] => D [cover] => B [standard_rate_buying] => 1.25 [standard_rate_selling] => 1.25 [motor] => 1.25 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [46] => Array ( [transport] => Sea [area] => D [cover] => C [standard_rate_buying] => 0.75 [standard_rate_selling] => 0.75 [motor] => 0.75 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [47] => Array ( [transport] => Sea [area] => D [cover] => D [standard_rate_buying] => 0.625 [standard_rate_selling] => 0.625 [motor] => 0.625 [intermediate] => 0 [mould_rate_buying] => 0 [mould_rate_selling] => 0 [pairs_rate_buying] => 0 [pairs_rate_selling] => 0 [mech_rate_buying] => 0 [mech_rate_selling] => 0 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) ) [excessDoc] => 635 [currentRate] => [coverOptions] => Array ( [0] => Array ( [cover] => A [cover_title] => Professionally Packed goods [cover_description] => All Risks of Physical Loss or Damage, subject to Cargo Institute Clauses [cover_document] => Array ( [0] => 1708 ) [cover_document_name] => CONFIRMATION OF COVER - ALBAN 2019.pdf [extensions] => 1 ) [1] => Array ( [cover] => B [cover_title] => Owner Packed Goods [cover_description] => As Professionally Packed Cover but excluding Breakage, Scratching, Chipping, Staining and tearing unless caused by a specified peril as detailed in policy. [cover_document] => Array ( [0] => 1708 ) [cover_document_name] => CONFIRMATION OF COVER - ALBAN 2019.pdf [extensions] => ) [2] => Array ( [cover] => C [cover_title] => Restricted Conditions [cover_description] => Cover subject to cargo Institute Clauses "B" [cover_document] => Array ( [0] => 1708 ) [cover_document_name] => CONFIRMATION OF COVER - ALBAN 2019.pdf [extensions] => ) [3] => Array ( [cover] => D [cover_title] => Total Loss [cover_description] => Total Loss of the entire Consignment [cover_document] => Array ( [0] => 1708 ) [cover_document_name] => CONFIRMATION OF COVER - ALBAN 2019.pdf [extensions] => ) ) [movingCertificateId] => 1445 [storageCertificateId] => 1444 [coverCertificateId] => [movingCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-REMOVALS-CERTIFICATE.docx [storageCertificateFilePath] => /var/www/html/wp-content/uploads/2021/04/AMICA-STANDARD-STORAGE-CERTIFICATE.docx [coverCertificateFilePath] => [firstAvailableStorageStartDate] => [culture] => UK [email] => [email protected] [inventoryDocument] => [removeSingleArticleLimit] => 1 [allowZeroPremium] => [id] => 1047 [name] => QT – 1614854957 [usesTypOofGoods] => ) [clientName] => Jack Fine Art [startDate] => 2022-09-30 [cover] => A [coverDocument] => [currentRate] => Array ( [transport] => Air [area] => A [cover] => A [standard_rate_buying] => 0.291 [standard_rate_selling] => 0.291 [motor] => 0.291 [intermediate] => 0 [mould_rate_buying] => 0.1 [mould_rate_selling] => 0.1 [pairs_rate_buying] => 0.1 [pairs_rate_selling] => 0.1 [mech_rate_buying] => 0.1 [mech_rate_selling] => 0.1 [discount] => 0 [selling_discount] => [min_premium] => 0.0000 ) [debug] => [currentExcessRate] => Array ( ) [inventoryIncluded] => 1 [valuationType] => [totalCubicMeterage] => [minimumRate] => [companyName] => [insurancePremiumExtensionReference] => [insurancePremiumExtensionName] => [contractorsReference] => Invoice 17503 [standardRateOverride] => [travelBand] => [excessMessage] => [hasBeenUsedToCreateCertificateInSession] => [temporaryQuote] => [recordType] => QUOTE [location] => [issuedFor] => 1047 [quoteType] => REMOVALS [cubeCost] => 1800 [IPTRate] => [extensionDestinationRate] => [extensionUKRate] => [additionsDiscountCount] => 3 [originalCertificate] => [hasMouldAndMildewCover] => [hasMechanicalAndElectricalDerangementCover] => [hasPairsAndSetsCover] => [extensionPeriod] => [extensions] => Array ( [0] => ) [rank] => [serviceNumber] => [regiment] => [certificatePassword] => [totalValueElectricalGoods] => [totalValueMotorVehicles] => [totalValueFragileGoods] => [totalValueFurniture] => [removersName] => [contactNumber] => [valuables] => [contractorGeneralSum] => 0 [minPremium] => 0 [yourName] => Test Your Name [contractorVehicleSum] => 0 [motorRate] => 0 [vehicleSum] => [underwriterName] => Test Underwriter Name [directMinPremium] => 0 [quoteSaved] => 1 [quoteSavedDate] => [originalPremium] => 0 [originalRate] => 0.291 [source] => [telephone] => Test Telephone 999 [employerDetails] => Test Employer Details [excessAmount] => 0 [excessPercent] => 0 [byRoad] => [lumpSum] => [cubes] => [buyingPremium] => [defaultExcessValue] => 0 [today] => [dateIssued] => [paidDate] => [hasPaid] => [password] => [fromInventory] => [additionalInformation] => [extensionId] => [isBespokeMove] => [singleArticleLimitConfirmed] => 1 [id] => T1664551352 [name] => [area] => A [modName] => [modAddress] => [modEmail] => [destinationAgent] => )